Hello, I am in the process of settling with Primary Financial Services LLC. We have "agreed" to a settlement but they refuse to do a written agreement. They are telling me that settlement agreements with them are verbal and that it is safe to trust them. This sounds fishy to me but I would like confirmation. I don't feel comfortable with this but I would like some opinions please. Thank-you for reading.

So Elastic Credit was cancelled last year when the partnership with Urban Trust Bank was severed. However, ThinkFinance has brought it back as Mobiloans, offering up to $500 loans. Apparently, it is "a tribal lending entity wholly owned by the Tunica-Biloxi Tribe of Louisiana("Tribe"), a federally recognized Indian tribe, operates within the Tribe’s reservation." I have no idea what ownership by an indian tribe means, but it looks and acts just like the Elastic Credit did.

I am new to the forum. I have a few questions, but first here is the situation. - We are current on everything. We have never missed a payment or had a late payment a day in our lives. We have some nice credit scores as a result, and I'd prefer not to scar them too much if we can help it. - We have 4 credit cards totaling $19,500 with Chase and Citibank. - We cannot pay our bills any longer. This appears to be a permanent situation.

So I called the number on this forum to learn about their program, and spoke to a man with an Indian accent (not to be racist), he described how I would pay $850/mo for <4 years and be completely debt free, on my unsecured debt of >60k.

Ok, I'm a single person, never married. I have a good job, masters level education and I take home about 4000/mo. I am $67,000 in debt, unsecured, and close to 100k in student loans. I feel like I am so deep there is no way out. I have looked into all my options, including bankruptcy, settlement, and DMP.

I received a call today from a Patricia Wilkes from Yancy, Murphy and Associates stating I owe $960 on $500 payday loan that was deposited on 7/19/2009. Two things here..one..I never have had a loan with the company Quickest Cash Advance and I advised her of this. She states that the company can go by many names..??. Second...here's the kicker...the bank account she gave me was an account I held at a previous bank...with an opening date of 12/15/2009. Now how can I have received a deposit on 7/19/09 if the account was not open?

I have about $170k in Parent Plus loans. Most are FFEL Plus, a couple of Direct Plus and a FFEL consolidated. The loans are all in my name. However, my wife is a school teacher. Could we: 1. do a Federal Direct Consolidation Loan with the loan being in her name, 2. pay under ICR for 120 payments while she remains a teacher or in another qualifying public service job 3.

Just curious how a person can settle there own debt without a settlement company?

Hi, So I live in MA have three payday loans, all internet based. Ashland Funds $300 Sonar Holdings $300 WhiteHills Cash $375 (they have been back and forth with me in emails saying they are a tribe etc, now they are sold to Island Finance) I closed my account after there were 4 unauthorized withdrawls from a company called LoanAPP and a new account opened.

Hello All, I just received a call at work from a Janet at National Credit Adjustors asking for a fax number. I said we don't have a fax. She then asked for me and said she needed to contact my HR department for employment verification. She needs to send paperwork into regards to an Archway Holding Group loan. I told her I had no idea what she was talking about (I completely overpaid on this loan). I e-mailed my hr department and payroll and said not to give any information. Can National Credit Adjustors do anything? Just when I think I'm ahead.... :(