Hi again everyone, I need more help/advice. My bank account is closed, and I was going to be working with progressive debt relief to work with my payday loan companies. Due to a miscalulation of funds on their end, I won't be working with progressive, and I will be doing it on my own. I just don't know what to do. Most of the companies won't work with me to get a lower payment, or at least low enough to where I can afford everything. One company said they were going to pass my account to their Lawyer. So I'm lost. What do I do? I want to pay them off, I just need payments that I can afford!

Dear Michael, We received your email and are very sorry to hear you are upset with the service provided. We would like to inform you that your balance with National Opportunities Unlimited has been waived and nothing further is owed. It is our pleasure to help resolve any concerns you may have and we can be contacted by reply email or at the number listed below. Thank you for allowing us to assist you, Account Specialist National Opportunities Unlimited 800-648-1282 Dear Mr. : We are in receipt of your email dated November 15, 2011 and it was forwarded to the lender.

I have 4 pd loans with check n go (store front) $3000 have paid $1500 it is a cash advance and the total is $7000 to be paid. Advance America (store front) $1000 have paid $3300 and have defaulted on Cash Central $500 (online) have paid $2200 Cash America (store front) $600 have paid $1800 Any suggestions on how I can get out of them? I have basically paid them the principle but the interest is killing me every two weeks. I would like to know how to negotiate with them on lowering the interest or something like that.

Please help me payoff these loans: I borrowed money from these companies and I'm really having a time paying the loan, rent, cable, phone, insurance.... I needed help, but got caught up from one payday to the next I live in Yonkers, NY and have had a time making ends meet. What can I do to stop the finance charges at least for the following companies: The VIP Loan Shop - I owe 520.00 - Paid: 225.00/Borrowed 500.00 Paradise Cash Advance - I owe 480 - Paid: 440.00/Borrowed 500.00 Pepper Cash - I owe $520 - Paid: 580.00/Borrowed 500.00 Loan Point USA - I owe 540 - Paid: 120.00/Borrowed 450.00

I had a DUI 3 1/2 yrs ago and did some time in jail. The jail charges 75.00 a day for everyday you are there, plus fines. I am elilgible to get my drivers license back but they are saying I need to pay over 20,000.00. I am disabled and on Social Security and there is no way I could ever pay that amount back. Would a bankruptcy take care of all those fines so I can get my license back?

Let me start off that I have had bad experience with pay day lenders years ago and have climbed out of that black hole. I came away clean and havent looked back since then. It was quite a lesson learned. With this back story, I chose internet pay day lenders and the consumer protection for this research paperwork I am doing. With a sinkin feeling in my stomach knowing how those predators can be but well armed with knowledge.

Has anyone dealt with Emerald Marketing and My Web Funds. I am in Iowa and have revoked the ACH. I need to know what to do next? Thanks,

Hello all... so I think I have botched up this whole process I was working on with these PayDay lenders... I have had a loan out from Loan Point back in late 2008. I had several out at that point and all of the debiting to my account took it more than $5000 negative. Loan Point had tried to debit the account a bunch of times, the loan was for $200 plus fees, etc.

I recieve a call today at my place of employment it was from a place called Total Recovery they were verifying my employment and they said it was for the court they left a number and I called it back they said it was for the VIP Loan and they were going to garnish my wages 28 percent cause I had comitted check fraud and they were going to collect I paniced I was so affraid they were going to garnish my wages i live in the state of Kentucky where the online loans are illegal so I set up a payment arrangement with them for the principal amount what should I have done I have sent these people all

[COLOR=black]I am obviously still a [/COLOR][COLOR=black]moron, idiot, imbecile, cretin, etc![/COLOR] [COLOR=black]I am feeling overwhelmed, distraught, over this entire situation! [/COLOR] [COLOR=black]I made “one” payment to Advance Me Today for $50.00 (it’s all I had at the time). When I called to make arrangements to pay the balance ($450.00) the collector Mr.