After taking a large pay cut, I feel behind on a BOA loan I took out on 05. It was Charged off and sent to a C.A who has been trying hard to collect. they seem to be willing to work out payments but won't send anything in writing ( they say all calls are recorded so that's good enough) They will set up small automatic payments that increase by $50 each 6 month. Also Someone sent a certified letter to my house , but I am not home to sign for it, so I take off to pick up of let it go back?

New Jersey is one of those sixteen states in the United States of America that have completely banned payday lending. As per New Jersey payday loan laws, it is a criminal offence for lenders to offer extremely high rate short term cash advances to the residents of this state. If you are residing in this state and have a complaint against a specific payday loan company (including those who operate their business from Internet), you can file your complaint with the New Jersey Department of Banking and Insurance.

I wrote a check thinking I had enough money in my account to cover it, because I was expecting a large deposit that was more than enough to cover the amount I was writing for. To make a long story short, the deposit never came and I had written a bad check (it's over $1500 and I live in California). I tried to return the product to the merchant - they said they couldn't take it back and that Telecheck / TRS would be contacting me. I have gotten in touch with them and I've managed to come up with enough to cover a little over half of the original amount - what else can I do?

I'll try to keep this short and sweet and to the point. Filed Ch. 7 in 2008 Am going to file Ch.13 in Feb. 2012 I will be filing pro se, just like I did in Ch. 7 I rebuilt my credit then screwed up again.:( That is why I'm filing Ch. 13. I have learned my lesson on managing money the hard way. My question is I don't want to wait so many years after my Ch. 13 to start rebuilding. I've heard of people getting secured CC before filing Ch. 13 and not using them. Opinions? PS (If anyone from plaingreen or cashcall is reading this.....BITE ME!)

Ok just got back from my bank. Its a credit union. They told me they cant block any ACH withdrawals. I need to file a police report. They said they cant block the companies since i signed the documents. What do i need to tell the banks.

Hello, I have a Payday Loan that I am trying to find out if they are legal or illegal in the state of Tennessee? National Cash Lenders Loan: $300 Paid: $150 Thank you to all that can help!!

I still owe about $5200 and it's worth about 10k. Fortunately I wasn't hurt and nobody else was. My credit score is now about 450, with serious delinquencies. Is there any chance I can get a loan, I figure I would need about 4-5k, and I would do a down payment of about 4200. Any recommendations of where I could look? Thanks!

So I am glad I found this site because I didn't know who to ask about this, first off I am in the state of Alabama, I had 2 pdl one with united cash loans, and another with great sky cash (they changed names to white hills, about a month ago), anyways, I took these out in the beginning of April, total of about 1000 I think I tried to find the exact numbers, but I have deleted them from my email, anyways the whole situation got ridiculous, so I contacted a company called Payless debt in August, and they sent both creditors a notice of ach debit revocation, the united cash loan people stopped de

Last month I had received the inform from Experian that my credit score increased by 20 points and at the same time checked up my credit report if I still have owe to the 4 creditors, but 3 of them reported that some of my pay status was charged off as bad debit. Until yesterday, I recently received the alert from Experian that Asset Acceptance LLC was reporting to CRA that I have owe is $840 without informing me and even didn't senting me a letter what the money they say I owe is for. Until now I read my Experian CRA carefully before jump to conclusion.

[FONT=Arial]Hi all,[/FONT] [FONT=Book Antiqua][/FONT] [FONT=Arial]I had multiple payday loans and if I hadn't found this site this would have been another payday with over 800.00 in fees coming out. I secured my bank account and opened up another one at a new bank where I sent my direct deposit, sent off the letters tailored to my situation and this morning it was all good.:shock: I've only heard from loanpoint usa and no calls or nothing yet.