Do you know any licensed insolvency trustee that can help me regarding with my debts? I want to have a consultation so that I will not be worried anymore about my debts. Thanks.

What is a "Letter of Demand'? Is it any legal document?

Hey, I'm in a really bad situation right now and it's going to be terrible. I lost my job due to the recession and I'm struggling to find a new one. I wasn't able to make payments including monthly debts of credit cards and mortgages due to the job loss. I have heard that the debt consolidation process involves combining several high-interest loans into a single debt with a lower and affordable interest rate. I doubt whether I'm eligible for a consolidation. I have heard about a few professionals in Brampton offering consultation on debt consolidation.

Can I avoid paying a credit card for 6 months without facing a lawsuit?

Should I settle a charge-off account or pay in full? Which one is better?

Is there any benefit to pay the taxes early? Will I be eligible for any discount?

Hey, I'm running a construction firm in my hometown. It's really difficult to transport goods over distance as the expense is huge. So, I'm planning to buy a trailer soon. Since I'm facing some financial crisis right now, it would be better to secure a loan. The banks provide financial assistance to buy a trailer, but the procedure would be tiresome. I have decided to approach other lending firms that offer financial help in buying trailers. Complicated paper works are not required in such cases. These lenders can offer trailer loans with an affordable interest rate.

How much do I have to pay if I have been a victim of identity theft?

I have paid off balance on my 2 credit cards after a lot of hardwork. Still my credit score dropped. Why did it happen?

I'm in Ohio for reference.... So I was sued by Javitch block back in 2011 for an unpaid cc debt. I was never "served" and did not know about it until years later. The information on the public record shows they mailed it to a prior address several times and apparently were able to get a default judgement after no response. Skip to today. I have no negative information pertaining to this on my credit reports. I just received a letter from Javitch block stating they will accept half of the original debt. Should I pay? Reasons that I may not want to pay/ Concerns: 1.