Anyone getting anywhere with Capital One and Allied Interstate? Coming up on 180 days and they won't budge from original principal. Any experience on what they do at 180 days?

Did anyone else get a check from this class action case? I was surprised to find as check in the mail for 29.00 and change for a class action suit where I was charged secretly for a credit or debit card when I applied for a PDL years ago. It just came five minutes ago. It lists dozens of payday loan DBAs in the suit.

Hello, I am frantic, I recieved a voicemail out of the blue yesterday stating that I had filed for check fraud back in July of this year and this N.H.A. legal and associates needed to talk to me. So I called this lady back and she proceeded to say that I was the one being charge with check fraud from a PayDay loan I took in April '10 for $400. They took the money out of my account to pay them back 3 days early and I didn't have the funds so I stopped payment. After multiple insulting phone calls and harrassment they finally stopped calling me.

I have all the info I need to send my letters to the illegal loan companies, but I am so nervous that without me being able to close my account that they will hit my account for more than the minimum due and that will be financially devastating to me. Would a letter to just ask them to not withdrawel any funds and then wait and see if they stop the withdrawels and then send the you are illegal letter to them work?

I'm hoping you can help. I have 2 payday loans totaling $1000 which cost me $600 a month in interest alone. I have yet to make a payment on the principal and I am now drowning. My next paycheck the payments will go up adding another $100 minimum a month. Is there a reputable company that I can work with that will consolidate my payments without having to close my bank accounts? Is it possible to contact these companies (Cash Jar and Bottom Dollar) as ask if they'll work with me?

Someone from ADR keeps calling my job asking for my sister they said that they need to talk to her it is involving a fraud investigation and they need to talk to her I told them to stop calling I cant get in contact with her and that they need to quit calling my job it is a place of buisness and it doesnt involve me i could lose my job but they keep calling. The # is 1-855-228-1255 . How can I get them to stop calling my work phone? Who are these people?

I wanted to clarify. I had 2 IPLs in Minnesota. The information is: SSM taken 6/12/09 - 300 - not licensed in MN. paid 6/26/09 - 90 paid 7/10/09 - 90 paid 7/25/09 - 90 paid 8/7/09 - 90 Total = $360 Ashland taken 6/12/09 - 300 - not licensed in MN. paid 6/26/09 - 90 paid 7/10/09 - 90 paid 7/25/09 - 90 paid 8/7/09 - 90 Total = $360 This is the collection guy that has not stopped hounding me. I have had ALOT of PDLs in my time, non since 2009 and these guys just wont leave me alone.

I have spoken with a rep from e-care representing Zip19/Northway Financial. I did take a loan out for $880 and I want to pay it back. They agreed to two payments. I've never used Moneygram before and I'm a little nervous about it. The rep said to call after I send the payment to give her the confirmation number. Has anyone paid Zip19 back this way? Thanks!

I was attempting to rob Peter to pay Paul this Summer and found myself drowning in PDL's. I was ok with all of the interest rates and figured I got myself into this mess and I will eventually get out of it. Until...I had an unauthorized $30 charge in my checking account from some lender finder or something like that. I am now disputing the charge and getting my money back. And although $30 is not the end of the world, it's a start of what worse could happen without my authorization.

[LEFT][FONT=Courier][SIZE=1]There is a debt collector leaving automated recorded messages on my telephone answering machine. No one here owes any debt or has any bad credit, and we suspect it is about someone who had the telephone number before we moved here. They have never sent a bill to anyone here. There is nothing in writing telling us who this collector is, or what it is about. Calling the number back does not connect to a person, either.