So, I have closed my checking and will be faxing a letter to Cash On Wheels today telling them that I have paid my balance in full and want a refund. My question is, should I answer the phone when they start calling? I can only imagine what they are going to say. Thanks!

Thanks for your help. So i have gone to the bank to close my acct. ; however, they take a couple of days to close it. If something ends up in pending before its closed it won 't be closed. I have not yet contacted the PDL places to revoke their authorization. Should the letters be sent via email or US mail and how do you ensure they receive them? How do i keep them from sneaking more ACH debits to my accout before it closes? Help! Thanks. I owe them but need t work somethng out for the principle amounts only.

Everyone OK after today? Here's your chance to post your story, about Hurricane Irene. Most of my family was affected by it, but I think everyone's OK, if a little wet.

Biggest hurricane in recent times--and the spammers STILL find time to post their garbage here. I just deleted two...

I have retained an attorney to file Ch 13 Bankruptcy. We may qualify for Ch 7, but most likely it will be Ch 13 (he is crunching the #'s to determine eligibility). I have 9 storefront payday loans in Iowa that I defaulted on yesterday. I have closed my bank account. I mailed letters to all of the payday lenders, after my bank account was closed, to let them know that I revoke any wage assignment as well as any ACH authorization I may have previously signed. I have only heard from one of the lenders, when I did not show up to pay it off on Friday.

on 06/17/2011, I went to an EzMoney Loan Serives located at 3311 S. Lancaster Dallas, Tx 75216 I got a $700 loan with them. I had to a finance charge of $154.93 in order to extend the contract because I could not pay off the balance at that time. On payment 3, I went to a store located at 1231 E. Irving Blvd Irving, TX 75060 I asked them if I could pay the finance charge at this location because it was the closest to me, as I had a birthday party to attend, and she asked if I was going to began making payments at this store.

i need help please advice. i had a pay day loan with pay day one of california back in march of 2010.. i received a call from a fraud agent that they wantbme to pay 247 or they r going to take me to court fir check fraud.

I was an authorized user on a Chase credit card with my mom. After she filed bankruptcy, I went from authorized user to Primary card holder. How and why did this happen? I have called Chase so many times, only to get mad and hang up. I was told since the card was in bankruptcy they couldn't talk to me about the card. I mentioned that I was put as Primary owner so why can't you talk to me? After hearing the deep breathes and sighs in her voice, she finally said to call the dispute dept. I called them and once again heard the same BS from their mouth.

wow, how didnt I hear about this before now... Quote:

A Pennsylvania debt collector conducted fake court hearings in a mock courtroom in its offices and even sent uniformed officers who appeared to be sheriff's deputies to serve civil subpoenas demanding that consumers appear for "hearings" and "depositions," the state attorney general's office contends in a lawsuit. Intimidated c   Online Payday Loan Trap milkman0923@aol.com 14 years 5 months ago I currently find myself in this trap. I have two $300 loans with a $90 fee so total for each loan is $390. Its been a month since I recieved these loans and ive already paid $180 to both company's yet my balance is still $390 to each. What is the best way to get out of this cycle. My bills are already tight, so I have not been able to pay in full. Anyway I can use some of the money already paid towards my balance?