Sorry I'm new and was trying to find the answer. There's a ton of spam posts from bots and stuff in the debt problems forum and I couldn't figure out of to flag them. Thanks!

I have a difficult situation, not that the creditors care. I'm a Michigan resident. Back story first to explain how this came to be, so I'm sorry for the length. This is my first time here. My husband has been difficult to make happy and we've ran up a lot of debt...in my name. I took out a payday loan in December with a 30 day to pay back to try and make sure some bills got paid on time knowing I should have been able to pay it back this month. I've never defaulted on anything before.

What is the ideal time to file tax? When earliest can I file that to get tax return at the earliest?

Will my credit score drop if I opt for balance transfer?

I've paid off the debit collection agency. They failed to report it to the Federal credit agency. They settled with a verbal agreement over the phone. I gave them my credit card over the phone. What or how shall I dispute this? If you can give me some advice. Thank you

We (me and my husband) had a joint credit card which we defaulted. However, my credit score is better than him. if we cancel this credit card, will my credit score remain intact? We have decided to take out themortagge loan in my name so that his credit score doesn't affect.

Credit One and First Premier Bank never sent me via postal service due to my disability. I have always paid these bills but due to my disability I am only able to send what I get from Social Security. Just told that these accounts were sold to you. Can someone please call me at (901) 867-****? first premier acct 51780066363***** Credit One accounts ending 4892 and 0577 Personal information removed - Jason

Hi, I want to take a commercial mortgage soon. I am planning a business with my friend. We will be taking a joint mortgage. As we are new to a business, we have a lot to know about the financing options available. In a search, I came to read, a commercial mortgage could help us. But it is said to have some difference with other mortgages. Does anyone know the difference between commercial mortgages with other mortgages? And for a joint mortgage, how would be the monthly payments be divided among the partners? Is it divided equally between partners or based on the monthly income? Any idea?

Can anyone tell me what is the standard deduction for 2018?

Hello, trying to get some help with settling an installment payday loan taken out in 2013 at Americash Loans in IL. The original Loan was 3000 and over 2300 was paid back. They say I owe, 5300 as that is a result of fees over the years. Any advice on how to negotiate a settlement with this company? They said the minimum they can take is 1200.00..Please help. Thank you.