Hello, trying to get some help with settling an installment payday loan taken out in 2013 at Americash Loans in IL. The original Loan was 3000 and over 2300 was paid back. They say I owe, 5300 as that is a result of fees over the years. Any advice on how to negotiate a settlement with this company? They said the minimum they can take is 1200.00..Please help. Thank you.

Hello I'm new to this forum but after googling Hunt& Henriques I decided to join. I just received my first letter from them stating capital one has engaged this law firm to collect the outstanding debt which is $4550.00. After reading other posts I'm wondering what I should do first. Most of the other post are after people have been served. Thank you in advance for the reply.

I currently have 54k in cc debt, 19k in personal unsecured loan, 2 mortgages, 1 car lease. I am having trouble paying for the unsecured debt and BK is not an option as I cannot lose my house (and other mortgage is my moms home that my brother pays for who is also on the mortgage). The 54k is split between 7 cards. 17k with chase, 12k with unionbank, 7k with amex, 8k with citi, 2k with bofa, and 2k with bestbuy. I have 0 late payments on my account thus far but my credit is taking a big dip because of this. all cards are maxed.

Is there any difference between debt management and consolidation? Both are professional debt relief programs and I've seen in both, I have to make single monthly payments.

Hello, I'm in Florida. I have a loan with PG. Amount borrowed- $1400.00. So far I have paid $3677.25. I also have a line of credit (haha) with Ladder Credit aka Miinan for $800. Not sure of the exact amount I've paid them. Thousands, I'm sure. Has anyone dealt with them? Am I correct in that they are illegal tribal lenders and I just need to follow the steps for illegal servicers? I cannot afford to pay them anymore and it's out of hand. Thank so much for your help and info!!

I had signed the Master Promissory Note to take out my student loan debt, but I didn't attend classes. Should I repay the loan?

Is there any tax benefit if I take out a student loan for my daughter?

Hello everyone! I reside in Florida and just discovered that Plain Green Loans is illegal in my state. I am going to my bank to have my account closed and changed. I have been paying on the loan for a year now and was wondering if there was anything I can do if the amount I paid back already equals more than the actual loan I took (since I legally only need to pay back the amount borrowed. Also, what do I say to Plain Green when I contact them? Thanks for all your help, thanks to this site I learned about my loan being illegal. I look forward to getting the help in this matter!

I currently have around $20k in credit card debt. I have the ability to pay around $1600/month towards that debt. Currently, $800 of that is going into savings. Is it best to leave that $800/month going into savings (where it's not really earning any interest) or put it towards the debt in order to pay it off faster and pay less in interest? I already have my own answer but I'm interested in what others think about the options.

Welcome everyone my name is AG and this is my first post so bear with me. I am located in the state of Ohio I had taken out a great plains lending loan back in November of 2016 in the amount of 1400. paid on time every month till about October or November of 2017 where the interest was getting to be way to much and i couldn't afford my bills so i stopped paying on it. Eventually they had sold off my account to a company called Global Trust Management LLC for $1790.Under remarks they put charged off as bad debt purchased by another lender. however they never marked me 30 or 60 days late.