So I got a call from them and they said I set up the paymets as a "check" and it's been returned to them (because I closed my account.) I don't think I set them up as a check, it was the ACH debit...is that the same thing? Anyways, she's saying because it came back as a bounced check it's against the law in my state and they will be issuing a summons. Now I think this is not legitement because they didn't say this was an attempt to collect a debt which I think they have to do and I didn't set this up as a check. I think it's just their attempt to collect their money.

Hi all, We encourage everyone who is still experiencing any financial difficulties to get in touch with the Customer Relations Department at Cash Transfer Centres as soon as possible. We will do our best to assist you in resolving any pending issues. Moreover, kindly please note that Northway is located in the European Union (Malta) and has a lending license there. All loan agreements are governed by Malta law and Northway is not subject to registration or licensing requirements of individual U.S. States in order for its loans to be valid and enforceable.

I took out a payday loan with this company for $587. I've had $262 taken out of my account in "interest" payments. They claim I owe them almost $1200. I am an Oregon resident, and there is a 36% cap on PDL's in Oregon. They are way, way over that. They are saying that since i signed a contract that I agreed to be bound by Delaware law, and that Oregon law does not apply.

Hello everyone, first thanks for all the useful info, I have closed my account and sent c and d letters to the 2 internet pdls 1 is plain green and the other zip19. Zip19 locked me out of the account so I guess they have received my email and plain green sent me a missed payment email with info that I am passing along in case someone else needs it. It felt so good to have my check back again I cant believe how much I have overpaid these people, no calls yet but I am waiting for them. Here is the email address for Plain green.email address removed - Jason . good luck

I have fell victim to this "scam" and have done what you suggest. The ACH block, returned the money deposited, notified the BBB and my states attorney's office. However they are now calling me everday at my place of employment trying to convince me the loan was legit and I owe them another $590. Every action they say they are going to take I know are just tactics to get me to pay them the money they claim I still owe them. How do I make this stop? Is this grounds to file a harassment suit?

I took out a PDL and was unable to pay it back. I closed my checking account It went to collections and lawyer called me and told me I was being charged with check fraud. I told her I talked to a bankruptcy lawyer and was told it was not check fraud even if i did close my account. They told me the lawyer that told me that was wrong I tried to work out a payment plan but they were unwilling to accept my payment amount. They called my son today and told him they were going to file charges and I would be charged with checkfraud and a warrent would be issued if I did not show up in court.

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Backstory - paid the card right until I had my son. Couldn't afford the payments and now here I am four years later. Capital One just served me with a court summons for roughly $1100. What do I do next? Is there a way for me to contact them before we go to court? If I go to court, do they automatically garnish my wages or do they try to work out a payment plan? Terrible thing to find out when you're already struggling to support a child.

I just got the email/letter pasted below from a PDL collector. I don't know anything about this payday loan company. I am in Arkansas and due to interest charged on these loans, I have been told by the Attorney General's office that these loans are considered illegal. My question is to the members who are experienced in these matters, does this letter viloate any of the FDCA laws/rules??

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