Doctors that treat medicare patients are about to receive 21% less.. That's all that's been on the news this week.. Don't mention how the Obama healthcare system can destroy our economy - a lot of people are still in love with him.. / ;)

international arbitration services informed me that i have a loan from ace cash loan co for $800. i told them i have no knowledge of the said loan that was made 2007. i asked them to send me documents or proof of the said loan but they said they cannot provide them to me now. i can only view the said documents after they file a case against me. they told me they will file a fraud case and i will be responsible for all the legal fees. they gave me until today to make a payment or they will pursue with the case. what do i do?

Hi everyone, I'm just starting the process of trying to improve my credit score and am a complete novice. Forgive me if my questions seem common sense. I have all three of my credit reports and am trying to go through everything. First one I'm going through is Transunion. I'm finding one of the adverse accounts confusing. ---------------------------------------------------------------------------------------- It's a Chase Credit Card. Credit limit was $2500, high balance was $82.

three yrs ago I did a pay day loan for $300, shortly after I was laid off, and still am.This ACS has threatned to take me to court, and not it's 1,000 they say I owe. They are asking for a debit or credit card # for me to make payment arrangements of $ 150 a month, which I can't afford being on unemployement, I heard ACS was not a legitimate debt collection company, do you know anything about them?

I had taken out a PDL from what I thought was Cashnet USA back in 2009. I live in PA and know that PDLs are illegal in my state - but after reading all the info on this site, I thought that this PDL was legit and legal. I was unable to pay oany of this debt off and jsut received a letter from a third party lender First IRS stating that I owe $812 (on a $400 loan). I am sending them a DV letter - but I am now also wondering if the original loan came from an illegal lender. How would I know if this is the CSO of Cash Net USA or some crazy PDL company?

they said I owed 1,000 and I would have to pay 150.00 a month, I told them I could not pay that much. They said I would have to pay 50.00 down and give them a credit or debit card number. they said they would call me back and let me know if I could pay less, but they would needmy card number. I do not want to give them any of my bank information, this issue was from some money I borrowed three yrs ago theu the internet, a pay day loan. pls advise me.

I have 5 payday loans and I just lost my job what can I do. I am afraid that I am going to now get into trouble over this. I have every intention of paying my loans. I just do not think that I will be able to pay them as scheduled. Thank you so much

Does anyone have a template of a cease and desist letter?

Okay, 2 are talking settlement with me now, but I don't know what the best method to send my payment in to them is. They are all asking for either a bank (told them it was closed) and now a debit or credit card. I guess i can by a prepaid card and put money on it. Sound good. I think Cash Jar wrote me off, and still have not heard back from Plain Green. And suggestions on payment. Thanks PA Girl

I had a first and second mortgage through a servicer that I just found out no longer exists. My report properly shows the first as closed (foreclosure). The second however is still reported as open. I called the new servicer just to make sure the second wasn't transferred and they have no record of the loan. Should I contact Equifax directly to have this corrected? I'm not sure how to proceed.