Can a creditor do a hard inquiry on my credit report without my permission?

I have gotten myself into quite a bit of trouble with multiple loans in the state of MO. I would love for someone to message me privately to speak about it. I have been in contact with Celeste at Progressive Debt Relief and they are saying it's about 40% of my total amount that I have to pay them.

I have multiple debts to pay off. I’ve heard that consolidation can be a suitable option. However, is it a legal option to repay debts? Can a debt consolidation program help if a creditor has filed a lawsuit?

Hello, I need to know if the following lenders are legal in Arizona. I have listed below what I have borrowed and paid to date: Spotloan: Borrowed $800 / Paid $1492.70 Target Finance: Borrowed: $600 / Paid $644.20 VBS InBox Loan: Borrowed: $500 / Paid $450.45 Zoca Loans: Borrowed $400 / Paid $209.52 Fox Hills Cash: Borrowed: $400 / Paid $140 Thank you!

Can I convert from 401(k) to Roth IRA? Will it be a good financial move?

I have 2 mortgage loans on the same house. Can I consolidate them?

Hi, I ran across this post of a gentleman that was having some issues with payday loan companies and I saw someone commented and referred him to following your instructions to handle his issues by his self. Well I have found myself in a rather sticky situation. I was fleeing from a bad relationship and looking for quick money to get me and my girls a home. I ended up gettign a $2000 and a 1500 loan which is now costing me 800 per month, there in no way I can afford this... How can I get this consolidated?

Can I opt for quarterly payments instead of monthly payments for debt consolidation?

Can you suggest some credit cards with no annual fees?