Can you tell me if any of these are legal in Indiana? Western Sky / CashCall Borrowed 1,000 Paid 463.90 so far My NExt Paycheck Borrowed 400 Paid 650 so far United Cash Loans Borrowed 400 Paid 480 so far VIP Cash Loans Borrowed 1,000 Paid 1,200 so far Cash USA / Solomon INternet Funding Borrowed 400 Paid 560 so far PDL NOw Borrowed 200 Paid 316 so far FLobridge Borrowed 400 Paid 180 so far I have already closed my account and they can't take any more. I am wanted to be sure they were all illegal before sending letters.

I have an open account with GE CareCredit. It was maxed out at $4K. Was also interest free for 12 months, however, I failed to pay it off and the interest in arrears kicked in. GE CC has offered to settle the current balance of approx $6K for $2K. What effect will this have on my credit report and would it be better for me to continue to make payments in an attempt to pay it all off (I am currently on a 9 month hardship program paying 1% of the balance at 10% APR).

I never recieved a receipt of settlement from the debt collector. I called and they never sent one. I checked my account and the funds were deducted from my account. What should i do?

Ok I have to update I received an email from Everest Cash Today telling me that I have a limited time to take this sweet offer. I just need to call and press option 5. I am not calling I think its a bunch of crap! They told me in the email the offer was going to be good until 4/29/11 Wow too funny!

I paid the settlement amount but never recieved a letter of confirmation from the debt collector. I called to request one and they never sent it. I checked my account and the funds were educted from my account. what do i do?

Is a Key Bank Alternative Loan (that is a private loan) includable in a Chapter 7 Bankruptcy? From my understanding since it is a private loan it can be discharged. Thank you.

I was wondering if the following were legal in South Carolina. Bottom Dollar Payday The Loan Shop UnitedCashLoan American Credit Lines Seaside Payday I have closed my bank account because of an unauthorized transaction. I have sent email letters to verified address that they have sent me. I got a response from Bottom Dollar who won't work with me and The Loan shop which extended my due date. I am expecting a run of ACH on Friday. I want to settlethis as fast as I can, I have learned my lesson.

Palisades Collection (201-308-9236 or 800-414-8319) calls asking for Annette Smith at least twice a day, most of the time, 3 days a week. But they have their moments when they call Monday through Friday, 2 - 3 times a day. They will even leave a voice mail message. ANNETTE SMITH DOES NOT LIVE AT IN THE LAST 4 YEARS. PLEASE STOP CALLING. Thank you for time and assistance Mod note: I've removed your phone number for your protection. I cannot, however, remove your information from the "name" under which you posted.

Has anyone heard of Delmarva Capital? They have been calling my daughter about an old US Bank account. She is younger and makes very little money. They are really trying to intimidate her. She asked for a debt verification letter and they refused. They said she had to make a payment first. She really does not have the money to pay it in full at all but they keep saying they will not make payment arrangements.

my gas has been shut off need help getting it on