To Whom It May Concern, I've had an outstanding debt with a company who now sent the case to a Law Recovery Center. I haven't had the money to pay and it has since accumulated finance and interest charges. I would declare bankruptcy but it is apparently a card that when I got years back, my mother co-signed, to which now they are threatening to send a summons and garnish her wages. Work does not pay much and I can't get a loan because my credit is affected. What can I do? Is there some organization who is able to buy my debt and have a low monthly fee I can pay until my situation changes?

i have had the same problems and more with DFA. How does one file a class action suit? and i will contact FTC -- thank you

If a collection agency is not licensed to collect debts in your state, is it legal for them to place negitive information about your debt on your credit report???

I just received my 7th call from Allied Interstate and they are a bunch of rude,*&(^%$. I ask for the persons name and he refused, i ask for the address, they refused, they wanted payment I refused , they threaten me going to jail, i was committing freud, and they were going to send a man to my house with a subpeona to court.

Be on the look out for Allied Cash Advance in AZ. I took out a title loan early part of last year, finally was able to pay it off Nov 2010. I was told that day that the title to my car had been sent to their corporate office in Florida, they would sign the title release and notify DMV. Well guess what? I purchased a new car and used my car for a trade in, went to DMV to get a duplicate copy to find out Allied never released the lien. Several trips to the storefront later I finally got my title back.

I keep getting calls from this company for a relatives debt. Is there anyway I can put a stop to this? I never cosigned etc. for any debt.

This site was extremely helpful to me during 2010 when I was able to settle 3 credit card debts (2 - Chase and 1 - BofA). I received letters during late 2010 stating that the debts were settled and would be reported to the credit bureaus and I would receive 1099-C forms. However, to date I still have not received 1099-C forms from either company. Has this happened to anyone else?? I'm not sure what I should do....without the 1099-C form. I am concerned the IRS has this info and I incur additional penalties on what taxes (if any) will be owed for the forgiven debt.

Hi everyone. I wanted to see if I can get some advise. A little over a year ago I was contact by someone from AMO claiming they were collecting for unpaid state tax from 2005. I paid my taxes in 2005 and she said to fax over documentation. I did so and then a week later I get a call from the same women claim that I still owed for 2007. I filed my 2005-2007 taxes all at the same time and had to dig through my records to see if I didn't pay. I never could find my records of paying and 2007 was a rough year so I might not have been able to pay.

Help!!! I am in over my head!!! I just got paid today and my account is already -999.00!!! I call my bank pnc and theres nothing they can do cus my account is negative and if it was positive and I was able to close it they would still have to keep it open 30 days which the PDLs would still have access to. I need help! I cant even pay my phone bill and car note cus im in over my head. Please if anyone can help with this messy situation! Thank You!

I have ohio pdl's. I recently hired progressive, and have payed them their $300 startup fee. I'm getting concerned because all three payday lenders insist they don't work with third parties. During their collection calls, they don't even try to get me to pay, they simply warn me that they won't negotiate with progressive and that I should work out another way. Progressive told me the collecters would say this, but I don't know who to believe. I've already vested money with progressive, should I stick with progressive or will it lead me to getting sued?