Asking for my son.......... can DCS garnish wages without a court judgment? I was told not. His loans are from state universities in Wisconsin and they are substantial (undergrad and masters both). Please advise. He now works and lives in the Twin Cities / MN. Note: they did threaten to garnish his wages in a recent letter

Is it legal for storefront pdls to charge very high rate of Interest from us and if online pdls are illegal - Are all storefronts legal to lend in all states?

Do you think credit card companies will lower interest if requested? What can I do to lower them?

I am knee deep in business debt and are thinking to file Chapter 7 bankruptcy. Do I need to go through the means test? How can I qualify for it?

Does a good school result helps in getting student loan faster?

What does chexsystems indicate?

I took out 2 pdl last week. Once is due on 4/1 and the other is 4/15. After reading this forum I'm just scared to deal with these companies. Can I just close my account and not pay them anything? What could they do?

how can i know how much do i have to pay for collection agency?i pay the medical bill at time but my credititors show the due to collection?

Do I need to include my retirement funds when calculating assets?

Can I still sue them for violating the FDCPA? Thanks