How do I make ER Solutions 425-562-3215 stop calling me. I am a Cash Only Person and have no debts.

Does anyone have any experience with this company? Are they legal in RI? They are deducting fees from my bank account now as well.

I am going to borrow against my 401k for the money to settle my credit cards (I know there are disadvantages to doing this but it is currently my only option). Are the credit card companies able to see how much money I have in my checking account? If so, should I deposit the money in someone else's account? And if I have my bank account with Bank of America and one of my late credit cards is with Bank of America, what should I do then? Confused!

I recently filled ch 13 1 year ago on some internet payday loan and have been receiving phone calls from foriegn speaking male with over a dozen phone number from all over the state as for as New York and I live in Mississippi. They have me 5-10 times a day from different numbers and names saying they are from the investigation or legal dept, they have began to call my job and they won't stop. I told them once that I filed bankrupcy on those checks and they call with a different company name that ikm not aware of.

I had taken out a credit card 15 years ago. I stopped using the card after few years. Last month, my son turned 18 and I thought of making him an authorized user of the card. However, on checking with the card company, I found that the account has been closed. Is it possible? I was not informed about it.

My brother is disabled. I am looking after him for last 1 year. He stays in my house. I also bear all his medical expenses. Can I get tax deduction for it?

Which debt is difficult to settle - a credit card debt or padydayloan debt? What kind of program should one choose for credit card debt and paydayloan debt?

Well...since I've started reading and accepting advice here, I've settled about $70K in cc debt for about $25K total. Citibank was easiest to deal with and held more than half of that total and they settled very quickly in one lump sum amount for each card. Very nice, very easy, no pain. Chase held about $20K and they were only marginally more difficult. So... Discover is at about $6K but refuse to talk about settling, telling me that they do not settle. I know this is untrue but don't bring that up...just keep on calling week after week and offering gradually-increasing amounts.

how do i know if yah receive my payment

If you take out on your credit card all the available cash they offer you on a cash advance say the whole 1600 but been paying your credit purchases on time every monthwill taking all the cash out effect your credit score cause you didnt just spend half of the sixteen hundred?