I have several PDLs that are from lenders that are unlicensed in my state-Tx. They have been turned over to debt collectors. I understand you own the amount you borrowed from these companies but how do you deal with the collection agencies are are requesting more? Thanks

Please tell me how I owe an unpaid debt.? This has been sent over to the collection agency, and I want to bve told more about this, so I can clear my name.

Hello I know I have a lot of questions but I need a lot of advice I don???t want to do anything wrong, but before I asked you if you can request a VOD after the validation period and you said yes that you can ask for one any time, but I just read on the homepage of this website that you can but it won???t any good. Below is what I copied from this website: ???Can you dispute the debt after the validation period? You can send in a validation letter to your CA after the 30-day period, but the collectors aren't legally obligated to reply or stop collection efforts.

Received collection letter from allied addressed to my maiden name from 16 years ago. I missed the dead line to validate debt. What can they do? the debt is not on my credit report. it's from an old department store and the debt was disputed.

Once you request a debt validation from a collection agency, how many days are they allowed to legally respond? I read somewhere as little as 7 if they recently verified the dispute through the credit bureau. Is this true at all if not where can I get the accurate time frame from?

I need to find out what the Statute of Limitations are on a credit card in the state of Kentucky..Any help with an answer will be greatly appreciated.

I'm told I have an outstanding credit card debt from 2001. I did at that time but paid it off to another company like ER Solutions says they are. I can't get canceled checks. Do I have a leg to stand on or do I have to pay this again??

I'm pretty sure I read recently there was a court ruling a while back, either that or some statement from state officials saying that online loans no matter where they orginate from fall under the jurisdiction of the laws of the debtor. Can anybody help me out with a link for this? I'm in TX, loan from DE. Looking for proof, they have to follow TX law and they are operating illegally in TX. Thanks in advance.

how long is statues of limitations on debts in california

Can you demand the collection agency to validate a debt that’s 4yrs old? I’ve received letters in the past and ignored; now I want them to validate the debt. Do I still have that right?