Where would be the best place for me to go to get my most accurate credit score? I am currently signed up with truecredit.com, but I've read that myfico has the most accurate score and that is the one that is actually looked at by lenders. Any help will be appreciated.

I want to pay them just wont have the funds in total , can i make small payments they said they will send the checks thru again even tho the money is not there, can t i make payments , i cant pay it if im in jail the total is 900 i can pay 300 each payday

My husband and I each have a Chase card that was recently charged off- 19k and 14k. We had great credit and consolidated all our debt at 3% onto these cards, so the balances are big. Then we faced employment issues and found ourselves unable to keep up with the payments. Chase said call back when we had the details of our mortgage modification, and that was strung out. When I called back last week, I was told that the accounts were now with United Collections Bureau, charged off. I aid I didn't want to work with UCB, could we still work on a settlement?

what can I do now? I just forgot to mail it in. thanks

Can somebody provide some guidance? My husband and I have two Chase cards that went to charge off a few weeks ago. 19k and 14k. We had great credit (and a lot of it) and rolled all debt on to these two cards for low interest a few years ago. We have had employment issues and fallen behind. Chase said it is now in the hands of United Collections Bureau. I asked if we had to work with UCB, or could we come to a settlement with Chase (we were in the process, Chase said call back after we had details of mortage loan modification- by then it was too late and cards were charged off).

What if my account is overdrawn 8000 how do I handle this.

I have been recieving phone calls like some of the other people have been mentioning from a "Financial crime investigations" each time it is a man with an oriental accent different names, different phone numbers, different states. Says I have a lawsuit against me from a payday loan co. want me to fax him debit card info. to repay this debit or I will be taken to court and will have to pay thousands of dollars. I do owe on some pay day loans, but I think this may be a scam to get my personal and debit card info.

I happen to work for Asset Acceptance and your information is in correct. Asset Acceptance is not an agency IT is a company. We do not help the orginal creditor besides the fact our company purchases the debt. If these people have an account that isnt thier's, have you ever thought they could be a victim of identity theft??! AND exactly what you charge people to get taken care of is EXACTLY what the consmer can do himself......who is the scam??????????????? I have talked to debt consolidation agents ALLL DAY!!!! You try to get the price as low as possible for the consumer.

I am currently working with 3 - 4 different payday lenders on settlements and payment plans. ACE cash express is due at the end of this month and i can actually pay them but would need to reloan also. Do these payday lenders talk to each other and would they be able to get my bankin info from them?

Does anyone have a number for M1 direct of mb marketing payday loans?