Am I obligated to pay off my parent's debt in Texas?

I live in California and I had taken out a few internet payday loans. One from Plain Green Loans, Great Plains Lending and Spotloan. After doing much searching I found out that these companies are illegal in California. With these 3 companies I have well overpaid the principal. I closed my bank account and sent off emails to Plain Green and Great Plains with nothing but grief from them. These 2 went to collections. They called my work which I told them NOT to call there. They haven't called back. But they call my cellphone daily (how they got that I have no clue).

I have decided to repay my debts with the help of a consolidation or a setleemnt program that suits my financial condition. However, I want to know that do I have to pay an amount every month or can I stop payment for 1 month if there's any financial emergency?

What is a short tax year? I have heard about short tax year. Can you please explain what is it actually?

Hello and thank you in advance for any assistance you may provide.

Looking for a little guidance to finally get out of a nightmare. I have been crippled by PDL's non stop for years and I am so done and so tired. Right now I really have 2 I need to go away. One is from Elastic. I have a balance of about 2250 - they take approx. $214.00 every 2 weeks of which only about $120.00 goes to principal. And the other is AWL (ugghhh), I had them before but paid it off but here I am again. This one is the one that really hurts the most. $2500 - $307.00 every 2 weeks. So right now that is a little over $1000.00 a month I am getting dinged with. I live in Nevada.

Hello, I have used an online sample letter to revoke wage assignment. Will this work in state of Illinois?

Hello friends, I'm new to this place. I made the dumbass decision of taking out over 8 online tribal loans and although I have done my best, well, as you can imagine, I'm exhausted and broke now just paying the interests alone. I live in Miami, FL and was wondering if you could provide advice on how to best proceed. To put my situation in perspective, I'm paying monthly about $3,000 in interest. Please help.

We have 4 payday loans totaling approx $1900. 2 are online & 2 are store front...what can be done to get just 1 monthly payment?

I have been in Canada for almost five years. I am working here as an IT professional. Now, I would like to buy a home. I think it is not easy to get a home mortgage for a Non-Canadian. I found some details about this here albertamortgagecentre.com/ step-step-get-mortgage-new-immigrant. They have explained the eligibility criteria for an immigrant to get a home mortgage. But my credit score is not that good now. Is there any way to apply for a mortgage with a low credit score? Please help me with your replies.