I just defaulted on a internet payday loan in New Jersey the loan companies are all out of state and I sent them all letter acknowledging that they are illegal in my state what should I do now?

I need the address to any or all credit agency's as all of my debts are 1993 and I just today received a letter from Portfolio Recovery Ass. They evidentally do nothing on their own as far as removing it from my credit report even when these debts are 18 years old. I'd appreciate it. [EMAIL="saddlebum1@live.com"]EMAIL REMOVED PER TOS [/EMAIL]

I need help,,,,,I have 9 online loans and I am not able to keep up with the payments. I talked to a man named Del at Real Payday Loan Help. Has anybody dealt with them? I need some information to deal with this.

I received a call from someone saying they are calling on behalf of quick cash net and it's charges filed against me and I owe 490.00 and if I don't pay it within a hr then monday they would send the police to my door!!! I never even took out a loan with quick cash net!!! So I told give me to Monday and I would call them in the morning to work something out..... Is this a scam

Your company has been calling my cell phone # on weekend for years. Why? I have been telling your company to stop calling since Oct. 2010. Of course it is a wrong number to call. I will file a complaint with FCC against your company. My name is Steven Liu and I am not Carlo Prado. I don't have debt. My cell phone # is 415-321-0768. You can't continue automatically dial and left messages on my cell phone. It is not professional and it is unethical business practice. Thanks.

Ok I am litterally sitting here SHAKINg I'm so upset! I'm at nursing school and I got a phone call from my maanger saying he had a message for me. He said a guy called my work claiming to be an investigator and wanting to get my side of the story. He left a number (which isn't a local number) and a case number. I had a sinking feeling in my stomach but called anyway. When I called back a man named Lomax took forever to tell me what was wrong.

I had an unexpected collection account appear on my account. Something I totally forgot about. I contacted them asked for a pay for removal, it was only $75.00. The CA told me that as a practice they do not remove things but said if I sent a dispute letter to all 3 credit bureaus saying "paid in full prior to collection" that they would not dispute it and the credit bureaus would be forced to remove it. So far Experian and Transunion has removed them almost immediately, but nothing from Equifax yet.

If a card was issued in 1995 to another person but you wear a co-signer am I liable for the debt (the person issued the card is a military soldier) so I know if they really wanted to they could contact & find this person.

i settled with fia 3 months ago, but hasn't been charged off yet according to credit report. could you give me fia number to call to check on that?

My chapter 7 was discharged in October 2010. On March 1, I got this notice from the court that my trustee has filed an omnibus objection to claim. What the hell does that mean? Can anyone answer this? Should I respond or let it go?