[COLOR=black][SIZE=3]I have a credit card that was in collections with asset acceptance, and just found out that my account is now with a law firm. [/SIZE][/COLOR] [COLOR=black][SIZE=3]I was told to call the law firm and settle the debt with them. If it is with a law firm will they accept less than what I owe? Or do I now need a lawyer to do this? I now have the means to settle the account, and would like to do so, instead of being sued.

I received a call today from some people( being nice) who claim they are filing a lawsuit against my SS#, and will be arrested. it was a guy named Jason Smith, he was a senior attorney or something, but the person who left threatning message on my phone was Officer Danny Jones. they had called the month before, and I know now they are a scam, but a month ago, I did not. They had a different number this time. I called the AG office in Florida, The FR, Finance regulation, and then the FTC.

So, even though I trust everyone on these boards who have helped me, I just wanted confirmation, reassurance from a lawyer....so I emailed one. I thought his response may be helpful to anyone else on here, so I decided to post it: To force you to pay, these lenders would be required to file a civil suit and obtain a judgment in South Carolina. You are correct that the lender would only be successful in collecting the principal, if anything, as they were unlicensed. Remember that this is not a criminal matter so any threats of criminal complaints are baseless.

Investorgators at Superior Assets states they have a pending warrant for a payday loan back 2007 for $500 payment stop in 2009" i need tjo pay $150 to suspend warrent or they will send this my infomation to my county but they have been calling for a week or so. what should i do?

Hi, Long story short, due to unemployment, my husband and I have $25,000 debt with Chase. We hadn't been able to make payments for a few months (we did start again recently, but not the minimum) and apparently they turned it over to a collection agency called Viking. They contacted me the other day and told me I had two days to come up with $14,000. I called him today and told him that was impossible and offered to make payments, he said that could not be arranged but if I could come up with at least $2500 he could set me up with installments.

I file a BBB complaint against Eastside Lenders. The first complaint they said they would settle for me paying the principal balance; even though I had already paid it. I responded that it was not acceptable and that I had told them they called me at work and they did anyway. I overpaid paid by $200 and requested the money. I got a response from Eastside via BBB that they would not pursue anyfurther collection and they would cancel the loan! About 5 more to go two down so far!

what kind of cmplaint do you file?

I just started getting phone calls from allied. Never spoke to them. They say they are calling me about a debt. I have no debts!! How can i get them to stop??

I was contacted after 10 yrs on a payday loan that was taken out in florida, they said they were going to take my payment out of my income tax can they?

In Aug of 2010 my son went online to look for info on loans for people with bad/no credit. He had to have a car. Two online lenders contacted him by email and he filled out their applications. He also received two phone calls from lenders but refused their offers of 200.00. He does not remember if the two who called were the same as the two who contacted him online. He is not great at keeping tabs on his checking account but after several OD's, including today, he called his bank and discovered that 60.00 has been withdrawn every 2 weeks since Sept 24, 2010 for a total of 600.00.