they are the most threatening and unpleasant people i have dealt with. not getting a good feeling about this one.:confused:

Hi...I received a phone call from Justin Jones today saying that they are filing criminal charges against me tomorrow for identity fraud, bank fraud etc. Said that I received a loan from US Cash Advance Both Justin (who claimed to be a paralegal) and the lawyer (shawn something) spoke in Indian accent. I couldn't really get into a conversation with them seeing as I was at work...but it didn't help with the fact that I kind of got paranoid. So when I got home I went to search New York Court system to see if there are any cases pending against me (which none were). Please help...I don't kno

I called Chase this week and was told that my account has been charged off and as in the hands of Redline Recovery. I've also received offers from them a month or two ago asking to settle for about 20% of my total cost. My question is if I want to settle this account, should I simply just call them (I got their # from Chase Bank) and ask for the amount in writing? And once I get that letter, to just pay them with a check? Kind of stupid questions, but I'm ready to move forward and was wondering if it's that simple if I want to get this out of my life...

Hi. I called the company and I stupidly gave them my SSN on the automated service. Does anyone know if that was already in their system or if I should really worry? Thanks

i have a few payday loans and live in pa. I closed my accounts in late aug/early sept last year because i didn't have the money to pay on these loans. since then i have been trying to get caught up on my car / house / student loan payments because i let these get behind as well. now i am getting ready to send out letters to my payday lenders telling them i am going to pay back the principal i owe. but i don't know what i should pay. lets say i have a loan taken out with a principal of 300. is it ok if i just send them 30 a month for 10 months until its paid off, or should i send more?

I live in Nebraska and have 4 payday loans which were rolled over several times so I've paid more than I borrowed but still owe on each. I stumbled on this forum and realized many of the payday loans are not legal. I went to the Department of Banking and Finance website and searched each of the 4 and could not find a license. If I'm reading correctly, internet payday loans are not legal, they have to be store front in Nebraska and can only charge $15 per $100 with a maximum loan term of 31 days. I found the c & d letter which I sent to each of the 4.

I would just like to say that this forum has helped me tremdously. I found my self with over nine payday loans in August and all of them were completely sucking me dry...it was a nightmare. i stumbled upon this forum and did exactly what you all said. I was terrified, but went to the bank and explained to them exactly what was going on (capital one) they were very understanding and closed my account immediately. i had peace and quiet for about two weeks, and then...all hell broke loose. I got calls on my phone, my work phone, my two friends that i put as references started getting calls.

how long does it take to get things discharged? about how long after bankruptcy can i get a emergency backup credit card in case of emergencies. im much older and wiser and am comfortable with my finaces most of my debts where accuried 10years ago when i did'nt know what i was doing and had a slew of hospital bills.

they had lawyer to file a citation for court what can i do

I just received a 1099-C from Midland Funding LLC. I do not know what this debt is for and I don't think I have ever spoken to - or been contacted by - anyone from this company. I don't know who the original creditor is and cannot trace their account number shown on the 1009-C to any accounts I have. Should I call them? Should I write them? How can they send me a 1099-C when I have had no choice to dispute their claim?