Late today I found there was a bank garnishment on my account and left me with 0. I think I was notified of this through court papers in the mail, I am not even sure if that is what it was and it was dated back in August and it is now Jan. 2011. I beleive it is Capitol One also. Anyway, my bank never notified me of this and it was done 3 days ago ! There is also another amount pending wich puts me in a huge negative balance and I have no idea what this is for, it doesn't state on the account. I also have not received any other papers than the ones I mentioned.