My wife has a capitol One card that was sent to Nelson Watson and Associates, after sending them a debt verification letter and cease and desist letter to keep them from calling day and night I sent them a offer letter to settle the account. I has been almost 2 months and we have not heard back from them. Should I send them another offer letter, or what? I would like to get this settled.

:(i need to fix my credit cz i need a home loan, but a have a list over 12 collector company on my credit report. how it can take me to fix it and how can i begin solving the porblem?

I fell on some hard times last year and couldn't continue paying on my credit cards so of course I fell behind. About 6-8 months ago I changed my phone number, it's unlisted and it's not in my name, nor is it in the name of a relative. Recently I started getting collection calls at this number- how the heck are they getting the number? I am very careful when giving this number out. Only a few family members have it and my doctors office. I don't even use this number on my bank account or anything. How are they finding it?

Can someone tell me if Cashmax or PLS payday loans are licenced here in Dallas tx. If they're not what actions should i take

I need help. Credit Card sent us to collections. Collection agency calling and wanting a huge amount of money to settle. I have looked for loans and haven't been able to get one. Where do I look for help?

I live in the state of Virginia and my check is being garnished for child support. 3 days after my garnishment started, I received a letter saying that my federal and state income tax has a lien put on it also for this back child support. Can they garnish my check and put a lien on my taxes also.

I'm in the process of doing a short sale with my home already, my 2nd mortgage is about to charge off. Which it will, i still have time to settle with the next CA. During the short sale process, when it's done. All accounts are wells fargo. Well my question is i have a balance of $5000, which at one point was a credit overdraft account, now a credit line of sorts. Since my credit is already getting dragged through the mud. I've thought about not paying it & basically wait for them to make an offer to settle the account for less than i owe, before it hit's a CA.

I just got a call from West Asset Management.

Does any one have an email or website for First National Collection Bureau?

i just got a phone call from a guy named Steve Wilson and he said he is working for CMG payday loan co., but they are now called Quickcash/fastcash..he told me that they are going to issue a summons, actually he said they were going to send out the paperwork to me and he gave me some kind of court order number. I am in NC and he is in Texas and he is saying that I am being summoned to my local court house about this matter, but he is willing to give me a last chance to rectify the problem and he was going to forward me to their legal department..