About a year ago I had numerous online payday loans. I got severly neg in my acc and in order to have money I closed my bank acc. After a couple of mths I opened a diff acc with the same bank. Well now a yr later I'm looking at consolidating my bills. I included some of these online lenders and the bank issued cashiers checks and is sending them out today. Well I looked at my credit report today and none of these lenders is on there. So my question is, "Should I have even paid these people, cause it doesn't seem that they are affecting my credit any?"

Hi, I hope this topic/forum is still active but currently I'm dealing with this recovery service, I believe it is their office in Florida. I worked with them to come to a settlement for debt I occurred. When I finally paid them what they wanted, I was told they would send me documentation that I have paid the settlement in full and they would send notification to the company I owed the debt to and as well as notification to the credit report agencies. I waited a few months and have seen none of these things happen. How long does it take for notifications to be made and sent out.

I told a debt collector I could pay when I can't. They want the full balance today and I can only make a partial payment. I owe 1890 on a charged-off credit card and I have made arrangements in the past to pay and have not followed through. My fault, I realize. I needed this website for advice months ago, but I'm glad I found it! Can they sue me for saying that I could pay it when I cant???

Calvary Portfolio Services keeps calling my parents home in regards to my debt. They have my cell phone number but they keep calling my parents. If I send a C&D letter via certified mail, return receipt requested for them to stop calling my parents number, do they have to listen? They call on an "unavailable" or blocked line, which is what comes up when my father calls my mom at home...

So I got a response from the BBB regarding complaints against Ameriloan and USFastcash. Both responses from the company said, "this is a form letter circulating around the internet with inaccurate information." These 2 were both filed with the Tulsa BBB. I responded that this did not resolve the complaint and stated that "this letter was informing the company that they were operating as an illegal payday lender in my state since they are unlicensed.

Please help me with my situation: I have a loan with the Ameriloan company of $250......now they are charging me $ 450...what to do?

I own a credit car for 5000 the company is know sueing me I have a court day what happen to me if I dont go becouse i dont have money to pay back

Will you help in identifying which account taxable, roth or ira will be best suited for a sixty year old man who is looking to invest?

Okay, now that I've received excellent help from the PDL portion of this forum and actually have a paycheck again, I need to start addressing my CC debt. I have gotten quite a few letters and calls from different CAs. Many are past the 30-day window for DV and I'm not really disputing that I owe what they say. I'm concerned, however, that they are authorized to collect the debt.

First Id like to thank whomever for their help. Okay ive looked at my CR for the first time ever and noticed my last name, current address (its my fathers), and DOB (my fathers also) is all incorrect. My father and I have the same name except im Jr. Any advice on this matter would be dearly appreciated.