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Do I have to report my identity theft promptly? Where should I call?

Calvin@gmail.com
8 years 8 months ago
If someone becomes a victim of identity theft, what should he/she do? I think one has to inform the credit card company without wasting any time. But, is there any phone no. where one should call?

 

How frequently should I check my bank account statements?

Chad@gmail.com
8 years 8 months ago
Is it ok to check my bank account statements after 2-3 months or do I ned to do it every month? What should I look for while checking the account statements?

 

When taking out a payday loan can be a better idea?

Joshua@gmail.com
8 years 8 months ago
I’ve always heard that payday loan is bad. Is there any circumstance when payday loan can be a good idea?

 

What documents do I need to settle debts with my creditor?

Bobby@gmail.com
8 years 8 months ago
What documents do I need to settle debts with my creditor?

 

How long do I have to wait before I can file a Chapter 13 after Chapter 7?

Norman@gmail.com
8 years 8 months ago
One of my friends got discharge from Chatper 7 Bankruptcy 7 years back. However, she is currently experiencing some financial issues. Cabn she take help of Chatper 13 Bankruptcy?

 

Is there any difference between credit score and credit rating?

clarence@gmail.com
8 years 8 months ago
Is there any difference between credit score and credit rating?

 

Does obtaining a student loan also depends upon your credit score?

Isebella@gmail.com
8 years 8 months ago
My daughter will go to college next year and for that I would have to take out a student loan. I am wondering will qualifying for a student loan depend on my credit score?

 

How will I know whether or not a CA actually has my debt assigned to?

Emily@gmail.com
8 years 8 months ago
If I’m contacted by a collection agency, how will I know whether or not they actually have my debt? Do the creditors assign the debt or sell the debt to the CA?

 

Is debt consolidation good or bad for credit rating?

Earl@gmail.com
8 years 8 months ago
How does debt consolidation affect credit rating? Also, is there any difference between credit score and credit rating?

 

Can I reduce the negative effect on my credit report by adding positive items?

Jeff@gmail.com
8 years 8 months ago
Few months back, I defaulted on a loan payment. However, from then, I have been making loan payments on regular basis and also making at least minimum payment on credit cards. How long will it take to improve the credit score?