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FTC Complaint

15 years 1 month ago
When filing a complaint with the FTC should I file one complaint per lender all should I put all lenders on one complaint? Thanks

 

Debt collectors

15 years 1 month ago
Debt collectors call for my wayward sons debts. He does not reside with me anymore. What legally can I do about the callers ? At the moment I am ignoring the calls.

 

am I Responsible for a check that was written to me

15 years 1 month ago
i cashed a check at checksmart, after calling everyone under the sun and then the company who wrote the check... they cashed it, .i sent off the merchandise, i got cash, they get there 150.oo. everyone is happy.. today iget the call 10 days later telling me the account was closed.and now they want there money or i'm going to jail for fraud. That is exactly why i took the check to them because i know they call everyone involved.

 

check cashing, checksmart (am i going to jail)

15 years 1 month ago
I recently sold an item on line , the buyer wrote me a check from his business. before i shipped the product i wanted to make sure the draft was legitimate, i took the check to check smart, and told the lady the whole scenereo, and wanted to be sure the check was good cause i didint want to send merchandise unless it was. She made a bunch of calls even called the bank,and the company who wrote it.And then made some more calls, then she said everything was fine and cashed the check.i sent the merchandise,andtook my money paid some bills. No more Money.

 

opinions appreciated

15 years 1 month ago
I have numerous "payday" loans. One is online, the rest are from stores.

 

Not My Debt

15 years 1 month ago
I have received a notice as to I owe them $618.38 from a bank account I supposedly opened on the June 13, 2001. Well, the problem is I was incarcerated since the 31 of January 2001. I just got released on the 13 of December 2010. What can I do to ERASE this from their information as well as get this OFF my credit report? I thank you for any information you might have on this subject.

 

chap 7 or 13

15 years 1 month ago
Great work Des. I'm unemployed and in the midst of filing Chap 7 (myself). 1st mortgage is $150; 2nd is $50k, both with BB&T and house is worth $160. I'm currently under a unemployment forebearance program paying half of the 1st mortgage for 6 months. Was accepted into program last Aug after falling behind 2 months. Just received same HAMP paperwork to try and do a loan mod, but my status has not changed. And, unemployment income is not considered a source. Also, I leased my house out to tenants till Feb 2011. I will be moving back in as it is still considered my primary.

 

Midlands Sue

15 years 1 month ago
I was just served last night with papers stating I was being sued by Midland Funding LLC. They purchased my debt in 2007 from a credit card company that filed for bankruptcy in 2003. I have not heard from this debt collector in YEARS. What steps should I take?

 

Emerald Marketing: Wage garnishment?

15 years 1 month ago
Hello and before I begin thank you for reading this. About a year ago I fell to the trap and took a PDL($200) with Emerald marketing. After taking a pay hit at work and their constant charge of the interest on my account week after week(against regulations in Arizona btw) I finally looked to here for answers and found. I closed my bank account (BofA) and sent them a documented letter that they were an illegal and unlicensed lender in this state and that I would be revoking the ACH payments.

 

Fraud Police Report Filed

15 years 1 month ago
In the last two years i have been recieving calls about a credit card with a US Bank, of which i have never had. I never responded because i had no information to work with. I then recieve a letter. I took that letter to a local US Bank to let them know it was not mine. tThen thru a several week period i spoke with somone at US Bank in an attempt to straighten this out. There was no more comunication with Us after that. Then the credit agencys started calling. i contacted a lawyer, i asked what i should do. He said file a police report about fraudulant practices.