Well, times seem to not be getting any better for me. Due to family problems I have ended up being behind 64 days on my home loan with BofA. So I got a letter telling me that they want to schedule a face-to-face meeting with me to discuss my options. this seems kind of strange to me cause to meet face-to-face makes me feel that they are trying to intimidate me. I have already spoke with their collection dept about be being able to make 2 payments this month and 2 in feb. no one metioned anything to me. I do not plan on going 90 days behind. Any advise before I call them monday.


