If I file for bankruptcy to discharge all my credit cards and loans can I still keep my house and car?

hi everyone first timer...my g/f recieved a summons for court for monies owed by a collector recently but what are the procedures on being sued? Does the person being sued have to be served? Can they give the documents to anyone affiliated with that person and hope they give them the documents in which this case happened and say she recieved the court summons or can they just mail to there home...thank you:confused:

not sure I am using this site right-was my last note posted?? really need help and not sure how to access the answers-sorry for beign so dumb!!!???

This not a ? Sorry. I want tolet you know I will not have $200.00 to send you this month. Iam still out of work/ Iam hoping next month I will be able to find work.

LVNV Funding showed up on my credit report. They are not who my original line of credit was with. The credit card it was originally for is also on my credit report and the status is charge off. I feel like that's a double hit. How do I go about getting the LVNV off my report? The last contact was 11/07 and the original card was opened in 11/04

Hi there, This might sound confusing, but tell me what you think. My husband and my credit has always been good. We have been able to purchase a house, etc. However, there has always been one inaccuracy on my credit report....well maybe not an inaccuracy but something that I consider wrong to be on my report. When I was 13 or 14, my mom was trying to put me on her Target credit card as a authorized user. Instead, we end up accidentally filling out paperwork as a joint account holder. Apparently, my mom didn't read it right I guess.

H:(ere is my situation: I live in Pennsylvania I am on social security-671 a month direct Deposit through online bank my credit score stinks and i need a loan but keep being denied is there any company whom will give a short term loan

Can I be sued by a third party that bought the debt? I live in MN

We are currently in a debt management program with almost $90,000 left in debt (started over a year ago with $103,000). Went to bankruptcy attny last weekend to see if we could file Chpt 7 and we didn't qualify. They are offering to do debt negotiation/settlements for us for $7,500 flat fee up front. Our debt management co. says beware of debt settlement as it will cost us even more $, we'll be sued, we'l be charged huge "cancellation fees",yada yada. Meanwhile, if we stay with debt mgmt for another 4 yrs, it will cost us over $130,000...and I don't see how we can keep it up much longer.

How should I approach my private student loans. I have four different loans through Sallie Mae. The interest ranges from 9.75 to 14.75! Neither Sallie Mae or Wells Fargo will approve a consolidation without a co-signer. The grand total is right around 34,000. Is there anything I can do? I'm getting the impression there isn't.