my loan officer will allow a settlement to reduce my balance and close my account on my car loan but says that my credit report will shoe settled instead of paid in full, is settled considered a derogatory report on my credit?

I TOO GOT A LOAN FROM THEM AND YESTERDAY I HAVE RECEIVED A C ALL FROM A GUY STATING THAT HE IS WITH A LAW FIRM AND I AM BEING SUED AND I WILL BE BE GOING TO JAIL FOR DEFAULTING ON A LOAN AND HOW I SHOULD FAX HIM A COPY OF MY DRIVER'S LICENSE AND WRITE A LETTER STATING I AM WILLING TO PAY SEVEN HUNDRED AND TWENTY ONE DOLLARS AND THIRTY EIGHT CENT.HE CALLED AND I ASKED FOR THE PERSON HE PUTS THE PHONE DOWN AND WHEN THE PERSON ANSWERED IT WAS THE SAME PERSON.HE IS THREATENING ME STATING THAT I WILL BE G ONE CALLED MY PHOING TO JAIL AND HOW CRIMINAL CHARGES ARE AGAINST ME.I CALLED THE NUMBER TODAY

This guy named John Parker left an aggressive message on my voicemail, stating he needed my home address & employer address to serve me papers. He stated on my v/m that he was faxed some papers of a claim placed against me with case number 118448, and that this is my only chance to contact ADR Firm to settle this. He also called my job and stated that he was an "independent processor" and that he will be coming to my job to serve me papers to appear in court.

Hi guys, okay i sent letter back to collection agency asking for validation of debt for eastside lenders, today i got letter back in mail stating they have validation and sent me a copy of the loan agreement i signed online, they did not include ohio licensure, or proof of legal in ohio as i requested on my validation letter. So now what??

i was wondering what would happen if i received a credit card when i was under 18 and didn't end up paying it off and now being 21 they are trying to take me to court for it. what can i do or say to get out of it?

i'm looking for tlc fast cash address...any help

Do not call 703 347 2700- this is a wireless phone and the person you are trying to reach (Angel) does not have this number anymore.

I had a company call me and actually threaten me that in the state of nevada it is a felony to write a bad check, this was for a payday loan btw. I than continued to talk to him about it and he than said well its considered a Misedemeanor in Nevada...but this is a Payday loan, and usually when payday loans are written they are bad checks. I want to pay all my debts off but is this really a felony, or is he just trying to scare me?

Hi, I posted a few weeks back about settling with Capital One. Here are the basics: 1. I haven't made a payment in over 2 years. 2. The original balance was $1500. 3. The current balance is $3266. I have tried to call and negotiate but haven't made any progress. I have been calling and offering $1700. Every time, I get told that the lowest they will accept is $2800. I haven't made any progress and get the same response, no matter who I talk to. Am I doing something wrong?

Hi, I dropped out of Utah State University with one unpaid class a few years ago. I am trying to clean up my credit and wondering what to do with this. The status is $803 past due since March of 2007.