I have been told that California is a Homestead State and as such, credit cards can not file liens on my home.
I have not filed a Homestead on my home, but the research I have found states that there is a automatic exemption.
Is that true ?
Thanks
Tammy
Below is the article I am referencing.
The Homestead protection laws will protect your home against most creditors, except consensual ones (mortgage companies, for example), up to the value of the homestead exemption.???


