I cannot afford to pay them back right now. I have 2. One is 912.50 to pay back, the other is 545.00. If they hit my account, I will get bounced check fees and whatnot. Can I cancel the checks? I really do not want to CLOSE my bank account, but will if that is all I can do. I have till Friday. I do not trust these companies to NOT cash the checks at my request and work out a payment arrangement. The first is with CheckSmart, the second is with AdvancePay USA. I am in Cleveland, Ohio. Thanks

Hi_ I found your forum a couple of weeks ago and have been reading upon since. I did to defaulted on all of my payday loans (5) total and since i have been able to arrange payment plans on 2 of them but the rest wont let me set up anything, they want it all, i been told to borrow money somewhere else and pay them off and re-apply for a loan with them again. I really dont want to do that, i am trying to back on my feet and just feel that by falling on this again will never be able to get back up. Any suggestions?

can a loan company take me to court

What I've read is an out-of-the-country and illegal payday loan company has been hitting my overdrawn bank account, but finally stopped. For a while, I couldn't log on, but now I can and it says the account is "suspended". What does this mean?

i am having trouble keeping up with the interest rates since 6 months. Most of my credit cards are at 19% and 29.9% interest rates. I have many credit cards that are all maxed out. I need help.

I am with a debt consolidation company and today I received a summons for court for one of my credit card bills what happens next?

I was reading a bunch of posts and now I think I'm confused. When people say that they've gotten the banks to refund some of the illegal PDL fees are we talking like when they over draft your account and the bank charges you $35 so you've been refunded those fees? Or are you saying that you told the bank it was fraud, went back the x number of days permitted and were refunded full payments? Thanks in advance for clearing up the confusion.

what is the best debt consolidation company out there

Nelly: FIA offered to settle my account with them for 50% of my balance instead of dealing with it through a Debt Settlement agency that I recently enrolled in. Is it wise to take this offer? Thanks!

Does anyone know if this is a good address to contact Cash Yes via USPS? I found this address on the BBB site. I'm trying to send them a letter notifying that I fulfilled our contract and am actually requesting a refund for overages. Cash Yes P.O.