I stumbled across this forum, and I am so relieved to see there MIGHT be a light at the end of the tunnel, and I'm not alone in creating a mess with these pay day loans. I will save you my sad story and just get to the point . . .
I'm in California, and I have nine payday loans, quite a few of which may be illegal.
1) Avantis Financial (Tremont Financial) - The loan was for $500, and I paid $610. I think they are illegal? Am I eligible for refund?
2) MyPaydayAdvance.com - The loan was for $400, and I paid $360. If they are illegal, I should only have a balance of $40.