I am in a bind and might need a short term loan. I know many pay day loans are very predatory. Are there any REPUTABLE companies out there that anyone knows of. I don't have much to offer in collateral and my credit is modest, about 640, so i'm not sure about a bank. Plus i'm not sure a bank would give out as small a loan as I need, and I don't want to take out more than I really want. Please please please offer some recommendations.


