I do I consolidate payday loans

If you have settled a debt and your credit report reflects that fact, but the forgiven amount is still showing as a balance owed; Please share the details. Much thanks!

I finally got a PIF letter from Sureadvance. It took 2 faxes and 4 emails, but they finally sent it. Please, anyone reading this thread, work with the information that the moderators provide, it's invaluable! It takes time, and some energy, but you can crawl out of the vicious circle of these PDL'S! Special thanks to Shazzers, I couldn't have done it without all your time and effort. Just a couple more to go, and I should finally be free!

I am currently $2000 in the red in my Bank of America account because of recent defaulted payday loans. They are from PaydayOne, Ameriloan, Checkngo, Cashnetusa, instant cash, Speedycash and Ace. This will not be the last of charges and fees I know. How can i get out of this mess. Will a payday consolidation program help and how can i stop all of this hitting my Bank of America account until I can get into a program to pay it back. I live in Texas.

I am dealing with 3 illegal internet payday loans right now. I am a Washington resident. United cash loan- borrowed $550 Paid $505 zip19.com borrowed $2,475 paid $2,081.66 Payday Loan Yes borrowed $700 Paid 1,225 I have emailed and faxed my c & d letters/emails to all of the pdl and now I want to start on my letters to the BBB, FTC and AG but don't know how to go about it. Does anyone have a sample letter or template of the letter they sent to the BBB, FTC, and the AG's office? I just don't want to sound like a complete fool when I write them. Any help is appreciated thanks!

When do you need to speak with the OC after you stop making payments? If you speak with them, how often should you speak with them?

Hello.I have a question.my bank account was just garnished on Aug 5th of 2010 and I never recieved any papers about this garnishment nor any kind of summons.this collection agency took everything and left me -100.00 with my bank.they knew exactly how much to take.my whole paycheck.is this legel in WA State?any help would be great thank you.

Chase usa stated they could not give me credit with the private label i applied for they stated in writing due to delinquency or other derogatory status on existing accounts i review my credit history and i have on all my accounts open/never late no judgements and no negative why would i get declined for a credit card i applied for/store credit

does debt consolidation take your accounts out of collections

My problem is that I was sued by WW&R but we did have an arrangement with them to pay 100.00 a month. When I got the notice of a judgment in the mail in Aug 09, my husband who I gave the authority to speak in my behalf to these people told me that he called them and talked to Brandon???? who happens to be the collection troll and told my husband that if we could pay a little bit more than we were paying monthly the judgment would go away and we could just pay the 185.00 a month.. Well, we my husband agreed to pay 185.00 and he and Brandon worked this out on the phone.