has anyone heard of this company?

If you find out that your PDL lender is illegal and located outside the US, but your have not paid them anything yet what couold you expect if you close your accounts and don't pay them at all? Can they come after you legally? How could they when they are in anouther country?

Im from Mexico and last year I had to go to the hospital in the US for a sharp abdominal pain. After 3 ER visits and 1 day admittance and a terrible treatment (that included them not giving me the correct diet to follow which made me go to the ER for a 4th time, DR not available for follow ups and even suggestions of me trying to get easy drugs from them), I was charged with $42,000! My insurance in Mexico first wanted me to cover the whole bill and then reimburse me with 80% of it. I know learned that they have already covered 80%.The hospital wants me to pay 20% or ($8,400).

I have gotten myself into the same mess it appears many of us do. I have about 7 loans right now and I am going to have to quit paying them or risk losing everything. The loans are with the following: Zip19 National CS Alpine Brighton FNL ACE Cash yellowdale National PDL ABC I have got to stop this Friday from coming out of my account. I have read all sorts of things about not closing your account or it could get you in big trouble. Then I have read to close the account. Can I stop payment on these?

Although I have no $$ to settle my debts yet I want to ask about this as I am a bit confused from the things I've read about it. As I understand it, let's say you settle a 100k worth of debts for 40% or 40,000. Then the remaining $60,000 gets reported to uncle sam as INCOME for the year, and you have to pay taxes on it next year - correct???? Because if that is the case, then it makes no sense for me to settle - since I will not be able to pay that tax bill (like $20,000) and I will just as bad, or worse off, than the situation I am in now. Or is there something I am not understanding????

I went to a two year college and earned my Associates, I later transferred to an online school and almost finished up my BS. Among other reasons (the school was a joke) I had to stop because I knew I could not afford the payments. Here's the thing, the school never took any money, nor did they require me to get a loan. I simply started classes without paying them anything, no financial setup at all. The school is a bit smaller but this still seems odd. Is this normal? Advice?

I seem to recall hearing something about a federal law change in the works that prohibited employers from not hiring someone based on credit report. Is there any truth to this, and where might I find the statute if there is one? Does anyone have info on this? Thanks in advance!

how do i negotiate w/creditors to settle my debt for less and also to lower the interest rates? i don't know how to approach them w/this. what should i ask, how do i ask, who do i ask for? any help would be greatly appreciated. i guess what i need is a guideline to go by. thank you for your time.

Just a heads up to everyone who is experiencing issues with this company they are not legit and they go by various different names. Depending on what number you call I have found three (3) numbers linked to them and each one gives you a different name (Bam Group, Titan, Dependance). One of there employees did give a address in Arizona and I had a family member that lives there try to go to there offices no such luck.

I owe original lender 400.00 on close credit card account, collection agencies state; I owe them 1200.00 is this legal? Account 2007 from a bank no longer furnish the credit card.