We live in Ohio and currently have loans with 5 online payday loan companies: Eastside Lenders, Money2Advance (aka The Cashspot and American Consumer Credit), Fleet Marketing, VIP Loanshop and CashnetUSA. We are in a vicious cycle that we cant seem to get out of. We have not defaulted on the loans yet, but they are due again in 3 days and I wont have enough in my account to pay them all. Can anyone steer me in the right direction. I am prepared to close my checking account and try negotiating with the lenders. How do I find out if they are licensed in Ohio and where do I go from here?

I have a question, should you get the ACH processor involved in your PDL? I have seen on some of the threads here that that seemed to be an option that truly worked. I am just curious. My bank is not known for being overly helpful. So I am wondering if I should start there with trying to get this mess straightened out. Any advice would be helpful. Thanks!

i need help with all line payday loans

anybody know anything about a company called nca. 1-800-542-1048. they are calling work. who are they and what do you do to get them to stop calling work.

oh I have already made 2 payments on that loan at the Cash Store

I live in Texas and have a loan with the Cash Store, it's a 10 payment ($208.00) loan that I had to write a check ($880) for as collateral, since then my income has changed and the account that I wrote the check off of the bank closed. If I default on this loan can legal action be brought against me for the check not clearing the closed account?

Hello Everyone, I am in need of help deperatly. I have 3 online payday loans. One with mypaydaynow.com, one with ameriloan.com, and one with kingston financial. I also have one with the first bank of delaware, and 2 in stone ones. I know this is bad, but I was in desperate measures and waiting on money to be coming in, which still hasn't shown up. My bank got severly overdrafted, and I had the protection on it. Recently, my bank has denied all overdraft protection and some of the last payments I had with these pdl's were denied.

I have loans from these creditors: Namakan, CMG, inc., Cashnet USA, Cardinal mgt. , PaydayLoans YES & Fox Enterproses. Are they legal in MD ?

Okay I will try to explain as briefly as I can the problem here. In 2008 I discovered our daughter in law was according to her, $10,000 in credit card debt. It turned out to be $16,000 instead though. I have daycared their little boy, for free, since he was born in 2005. And my husband and I have consistently and constantly had to help them with groceriy money, repairs on the house, repairs on both their cars etc. So I came unglued when I found out about the credit card debt.

What is the difference between a payday loan & an installment loan ? Can I assume that any money I was funded by an online payday loan storefront is an actual payday loan ?