I have almost 50,000 in medical, credit card, and payday loan debt. I got sick without insurance, spent a week in the hospital, a month off of work, and lost my second job due to this. In the three years since this situation occurred, I have sent numerous letters stating my situation- first to the original creditors, then to the endless list of collection agencies that the debts have been passed around to ever since.

Hi, I am being sued for an old credit card debt by Midland Funding. I was served at my home. I filed a copy of the debit validation letter I sent to Midland within the 20 days. I received back from the attorney representing Midland a computer generated copy of a Citi Bank credit card statement with my name and old address at the top with the last activity on the statement dated 4/07 and showed a payment was made to the account 11/09. It does not indicate who made the payment.

Hi, I am being sued for an old Citi bank credit card debt by Midland Funding. I was served a summons at my home. I answered the summons by filing a copy of a debt validation letter I sent to Midland within the 20 days. I received back from the attorney representing Midland a computer generated copy of a Citi Bank credit card statement with my name and old address at the top with the last activity on the statement dated 4/07 and it showed a small payment was made to the account 11/09. It does not indicate who made the payment.

Hi I got a call a few weeks ago from Bronson and Migliaccio about an old loan bank from mid 2004. I made a few payments and then lost my job in Florida and moved back to Canada, I have been here ever since. They have now tracked me down and are looking for money, the first girl I talked to said I owed $5000 (which is pretty close) and they would settle for $2760 if I could come up with a $500 up front and then payments (she never did give an amount). What should I do next?

Based on BBB files, Leading Edge Recovery Solutions, LLC has a BBB Rating of F on a scale from A+ to F. Reasons for this rating include: * 257 complaints filed against business * Business has failed to resolve underlying cause(s) of a pattern of complaints.

Hi. I recently obtained my credit score through myfico & found it is 584. I also pulled a CR from Experion & found some cc's listed that were charged off(in '04 & '06) & 2 of them are now reported via a C/A. I have NO revolving credit or any installment loans. No mortgage(parents gave me my house) & no car loan in my name. Also had a ch 7 bankruptcy in 10-2003. I plan to try to get a secured cc. I am paying a car loan for my sister, who could not afford the vehicle.

Can anyone help me? I recieved a summons from a creditors attorney and everything looks correct, EXCEPT the case number on the summons does not match the case number in the court records. I cannot afford an attorney, can anyone tell me how to handle this?

In the regular mail in July, I recieved a "Notice of Filing Civil Lawsuit" . . On the first page the letter states, "This letter does not constitute 'service'. However, the Citation is being turned over to a process server and they will begin attempting to serve you." I flip through this "filing" and the thing was filed in April!!! NOW WHAT? Do I wait for a process server? Ignore it? How can I be legally served and how long does this CO. have to serve me once it is filed? In my opinion, I feel like I haven't been served...not legally. I haven't seen anything in the paper.

We live in Ohio and currently have loans with 5 online payday loan companies: Eastside Lenders, Money 2 Advance (aka cashspot, american consumer credit), Fleet Marketing, VIP Loandshop and CashnetUSA. We are in a vicious cycle that we cant seem to get out of. Can anyone steer me in the right direction? We have not defaulted on the loans yet, but they are due again in 4 days and I wont have enough in my account to pay them all. Thanks!

I recently took out a $700.00 loan from The First Bank Of Deleware. My payments are $215.00 a month. This seems awful high. I live in Kansas and I am not sure what out of state banks can charge in intrest. Can anyone help me with this, for SSDI is my only income. Thank You