I live in the state of TX, how do I determine what payday lenders are legal or not?

I was sued by them and they won and I never even KNEW about the law suit! However I owed $11084.00 and they had garnished my check...... I have since paid back to date... $11402.49. I thought it was over since my last 2 checks were not touched with a debit from them.. Well today I find they did it again !! I called my payroll and they said I owed totall $11084.00 and I still owed $1489.00!! I said what? I have paid a total of $11402.49 why do I still owe that if I have paid all that already ??? They said well they take add an extra 10 dollars to each time they have to take money out!

I called a payday loan company in south carolina asking about a payday loan they said i owe them 300 but i can take out a new loan to pay off the old debt can they do this legally. i took out a 550 loan

I have defaulted on several pay day loans. I sent them a letter telling them I would be making payments but have several creditors and would do the best I could each month.. I live in California by the way. Most of them I believe have taken my first payment however, Check into Cash who I owe 300 sent my $40 payment back. No letter or anything. any suggestions as to what to do now ? I can't afford to pay them all at once

This I know, Regent collected on a legitimate US Bank debt I had. I paid them. Now they're still calling me, and I say "I already paid that" and they say "oh sorry" usually, but lately I just haven't answered. I do fear they might be trying to double collect, or perhaps their computer systems just really, really suck.

I am in contact via email with these people...and they keep spewing Delaware law superceeds Nebraska law. Anyone have a good comeback? I fully intend to pay the intitial amount borrowed, but I don't think I should have to pay double the legal fees allowed in my state. Any help would be appreciated. Here's the response I just received from them: East Side Lenders, which is located in Delaware, is licensed by the State of Delaware to make small loans. All such loans are approved and funded in Delaware, with repayment to be made in Delaware.

I received a $200 loan from CashStar Group in 2008. I repaid $60 before I had to close my account due to unauthorized withdrawals from company associated with the PDLs I had out. Also, I was over my head in loans and decided to follow the advice here to send the letters and make payment arrangements. I found the address, but no phone number: CashStarGroup Domains by Proxy, Inc. - DomainsByProxy.com 15111 N. Hayden Rd., Ste 160, PMB 353 Scottsdale, Arizona 85260 and I mailed a money order for $140. About 2 weeks later, it was returned (company not at address).

I previously had a payday loan with Beacon at least 5 ths. ago. they have gotten over and beyond what the amount of payback was yet they contiue to take. how do i stop without proper info on company

I talked to the office of ILDPR and these are illegal in IL(no license) Discount advance Integrity advance Nationwide cash called my bank and they are putting stop payment on these for 6 months. Will be calling the companies in just a few minutes and will add to this.

Has anyone heard of them? I just got a letter today from them stating they have taken over my Debt from Chase in the amount of $10001 and I can make payments to them or go to their website and set up a payment plan. The letter came 3rd class mail which I found weird ( I actually work for the Post Office). Most important mail comes in 1st class. Anyway, what's my next step? Send out a debt validation letter? I'd like to make them a settlement offer, should I send them a letter offering what I can pay ( .40 cents on dollar in 4 payments)?Thanks