I need an bbb accredited company who can help me get out of the payday loans that I am in. Any suggestions? I cannot pay these loans off. I need help please.

I had sent the letters for illegal lenders to several PDL's that I have on the sound advice of everyone here. I only received a response from one, Lakota Cash, that stated I was paid in full but they aren't issuing a refund. No one else even responded. Payday was yesterday, and I was going to let the ACH's go through this last week as that would pay the full principal on all but one of them; I thought I may have an easier time dealing with them if what I borrowed was actually paid. Now I'm confused. The only one that actually debited my account was Cash Advance Networks.

I have been missing my debt consolodation payments for a few months now and I am concerned about it. Could you advise please?

Hi I have a few payday loans right now I found where it says they can only charge15.50 per 100. So on a couple of paid off ones they charged me way to much. Right now on a 700.00 one I am paying 122.00. I am not a smart cookie when it comes to the legal aspect of anything.

I have 5 payday loans and 1 signature loan. I'm currently enrolled in a debt counseling program with my credit card debt. My counselor informed me he couldn't help me with that kind of unsecured debt. His suggestion was to close out my account, go into default with my loans, and when they turned the loans over to a collection agency, then he could help me with that too. I live in Kansas, so my biggest fear is being charged with check fraud. Also, being taken to court over the matter by the collection agency. I have every intention of repaying these loans.

I have few credit cards that i have not made payments on in a few years. But most of my debt is in medical bills. I want to get my credit cleaned up so i can buy a house. Would an arbitrator be able to negotiate medical bills. I think that one payment for all my bills would work best for me, But Im not sure how all this works.

Can anyone help me pleeasee!? Im am 25 and have terrible credit score...530 to be exact. I printed my credit report and see that it is basically from 2 credit cards that I opened when I was 20..and dumb! Needless to say, I defaulted on them both and they were charged off and sold to collections. I want to buy a home for me and my family soon and want to clean up my credit as fast as i can. I have a few good things on my report as well, such as one paid car loan and one current/on time car loan...but it seems to overpower the bad!

I have a question - I have had this loan since 2008. Obviously it has gone up and down. When I looked at the laws in Louisiana it says no more than 350 with a 5 servicing fee and 45 fee. However, their site says they can loan from 100 to 1000 legally in Louisiana. I was paying them until my loan due date fell on a Sunday and when I tried to pay the interest only on friday evening I was told it was too late to change it. This caused my checking account to overdraw. They are now claiming that I owe them 10.00 a day in interest/late fees.

can you tell me if there is a time limit for the collection agency to respond to my validation request

I am in the State of California and I have PDL's that have taken over all of my finances and I am trying diligently to get rid of them. I know that two are legal Cashnet USA and Elastic. The other three are Instant wages, spotonloans formerly PDL Ventures and JHS Marketing, if anyone could let me know if these three are illegal so I can proceed to get them off my back. Thank you so much!