I took out 2 payday loans 4 years ago, needless to say I had an issue with my funds and when it came time to debit my account for the funds, it was not available. After 3 1/2 years I get a call from a lady claiming to have me arrested that day, if I did not pay within the next few hours. I told her I did not have because I am on unemployment and they should have contacted me earlier in the year.


