I have loans that are already consolidated and I'm trying to work with the company NCO Financial through ASA to get a payment arrangment set up. I give them all of my information in honesty because I want them to know that I am and willing to cooperate to get my loans paid back. They give me an option to pay 900.00 for the last month, which was one week and a half at the time when they asked, PLUS an additional 900.00 for this month of July to get me out of default and on a payment arrangement.

I have four Payday loans in Texas and most of the lenders are CSO's. I don't know what to do. I can't afford to keep paying the fees and nothing is going towards the principles. Check into Cash 550 finance charge 112...The Cash Store loan 800 finance charge 163...Advance America loan 800 finance charge 163 Ace Cash Express loan 500 finance charge 82... I registered with PDL Assistance and gave them my information but I haven't paid them fee and after reading some of these post I'm not going to use their service.

does the debt collector have to notify you that they are going to garnish your wages? I thoughtu had to be served a summons and then appear in court for a judgement

Some man from allied Interstate, not identifying himself at first called me. It was regarding a capitol one card my sister had and my mother was a co-signer on, but never used. He threatened my mom when she called him back to find out what it was all about and was told that if the monies were not paid that she could go to jail. I have called to let them know we would sue them. They were very nervous sounding. Just wanted thank you for the information I found regarding the FDCPA information... Thank you.

What is a good way to negotiate lower interest rate with GM card?

I'm in the process of trying to settle with Chase Bank and could use some advice. I see people stating they have settled for 20 - 35% - I'm at 150 days behind my last payment and they won't talk anything less than 60% settlement. I'm able to borrow the funds at the 30% mark and no more - I don't want this to go to collection or bad debt right off. Why won't Chase settle with me? My husband and I both work, but have reduced income of more than 50% over the last 2 years. My husband has an illness that prevents him from working full time if at all...desperate times for all.

Do you consolidate debt to payday loans and banks? Also, I do not know everything that is on all three of my reports so will you be able to find that?

Who should file Chapter 13 Bankruptcy and why would this be a good idea for someone?

i applied for a loan online with money mutual on july 4,2010 and i was approved for $300.00 and was directed to viploanshop. after i have given all my personal information on the application form i have decided to just cancel it on the 5th , the following day and i did it over the phone with your 866-598-1100. right now, i am worried about the confidentiality of my personal information being put at risk e.g.

i need help with consolidation of some bill...i know there are many companies out there. how do i know whick one is right for me?