I was contacted last month in regards to an old debt I never paid. I made payment arrangements without knowing my rights as a consumer. First payment went through the bank with zero concerns. Second payment was ran a day sooner then agreed upon during our first payment arrangement conversation. I was contacted by a Herbert Carlie that said my card was declined for the payment. My response was I was contacted via phone two days prior to our conversation and it was determined and told to me when the payment was due out of my account via debt card.

I live in Connecticut and acquired 4 payday loans, but got in over my head. I am retired andn on a fixed income and should not have taken them out in the first place. Now I can't afford to pay them off. They are small amounts and range from $250-$350 each. I stopped paying on them in January (it's now July 2nd), and was advised to close my checking account and open a new one, which I did. They tried to take it out anyway before I shut it down, but I just made it in time! I get robocalls but just down answer them.

I wanted to ask they sent me a letter regarding a old bank of america closed account saying to pay a settlement payment or they will send me to court in riverside county if i would not pay.

Hello, I am in Calif. currently have 6 PDL's all for $300 each except Cash Jar internet co.$500 loan paid $326 back. ACE cash Express-has called my employer,Check n Go-reported me to Cynergy check systems,Net Pay Advance(internet),Speedy Cash, and last Cashback. I need help fast. My ome is in forclosure and we are living on 1 income mine.

it's been so long since I delt with the companies that I owe debt to that I have forgotten who I owe debt to. how do I find out who I owe money to.

My NC identification card, a 27 dollar treasury check, and my laptop was stolen from my vehicle several months ago. A police report was filed in Hampton, Virginia. I recieved a bill from your firm in the amount of 1400 dollars from Wachovia Bank. I have not done business with Wachovia Bank in many years. Wachovia has allow someone to open a checking account in my name. I will contact Wachovia today regarding this fraudulent account. My number isDELETED...PM if you have any questions. SSG Michael T. Suggs

Redline Recovery keeps harassing me by calling my number and asking for someone I do not know. When I tell them they have the wrong number I get racked over the coals. They start quizzing me and asking me if I'm sure I don't know the person, they want that person's phone number, etc. As far as Redline Recovery is concerned I have to pay a total stranger's debt.

Is there an advantage to working with the lender who has charged off my 2nd (Home Equity Loan) vs. letting them send it to a Collection Agency and then negotiating payment with them?

can a debt collection agency take my collateral and still have me pay the balance, if any is left over?

I've had a cc in Collection with CACH for a little over two years now, first it was with Cambece (one of CACH attorneys) and then it went to Lowry (another CACH attorney), it has always been on my credit report at CACH or Collect America I can't remember for sure which one, but now it has disappeared completely from my creditor report (Experian and TranUnion). I'm not exactly sure when it actually went off, but I can access the reports that I have pulled for the past month, and its not there. I figure it has been sold to another CA.