I owe three store front pdl and two online pdl One is in collection I was stupid gave my bank info through threats and intimidation they wont send me anything in writing until I pay my last payment oct 1st How do I handle this the agency is sy recovery systems in new york

I just got a response from one of payday lenders. They send me email that my account balance is zero. I saved $700 + $210 fees. I need to get a refund of $1800 something. I don't know if I could get it or not. During the course of two years, I paid $1800 for $700 loans. Renewed them four or five times. I need to send three more emails to other payday lenders.

I paid back principle and $180 dollars additional. I refuse to pay anymore and someone from their collections department threatened to report the account as a chargeoff on my credit report. Is this possible? Thanks in advance for any insight.

Some friends and I were just reading that payday loans are illegal in Virginia. Between us we have PD loans with the following lenders: Blue Thread Zip Loan 123 Clear Loan Solutions Boulevard Cash PayDay Mobility Are these actually illegal and what do we have to pay back, if anything? Can we insist on paying pay Principal only , on our own or should we trust one of the many Payday loan relief companies that are call us non-stop?

Hello I guess I am trying to understand if my lenders are illegally charging me and my husband. We have a daughter in college and had a couple of crises that caused us to seek help repeatedly. We live in Tennessee. We have the following loans Cashcall 1 2600 Internet Cashcall 2 1500 Internet Plain Green 1200 Internet 2 Check into Cash paydays 425 each storefront 2 Ace Cash paydays 425 each storefront Right now we are paying out 294.00 monthly 223.00 monthly 135.00 biweekly 67.00 biweekly each 95.00 biweekly each We have already paid off one loan from plain green.

I over paid Spotya $ 185.25 in there relase and settle agreement to me they are going to send me a company check...I remove my address and name to show the forum. RELEASE AND SETTLEMENT AGREEMENT This RELEASE AND SETTLEMENT agreement (“Agreement”), is made on this the 13th day of June, 2012 by and between Spotya! Inc. a California Corporation whose address is PO Box 1377 Murrieta, Ca.

I had a loan with CASH CALL, and submitted a complaint to the Better Business Bureau about the rude way I was treated by one of their customer service reps., I then, received another rude response from DELBERT, whom apparently is now in charge of my loan, and I was not even notified Cah Call had turned loans over to Delbert. Instead, in my inbox one day, I get a payment reminder from DELBERT, and I had never even heard of the damn company!!!!!! How unprofessional!

For Marylanders, My Cash Now also d/b/a/ as Payday Max has been issued a final order from Maryland Dept of Financial Regulation that loans are illegal, unenforceable. They have been ordered to pay a fine and restitution will be made to persons who took out loans with them. Another victory!

Here's an interesting question. My partner and I are not married but we do have a son and live together. We have been careful for many years to keep our money separate. She makes a deposit into my account every week and we do not commingle any of our other money. She has her credit, I have mine. The money is deposited from her account into mine and it is clear where it is coming from - and we have years of bank records. So, if I were to declare bankruptcy how would this be treated? Would I qualify for bankruptcy?

I wanted to now if anyone with a Western Sky loan in NJ is interested in a possible class action lawsuit. It would be helpful if you lived in South Jersey. I have located a couple of law firms in the area that cover Consumer Law. If people will join me I will contact them and set up a consultation. Anyone that is seriously interested and will follow through please let me know.