I just filed a complaint online with the NC AG regarding Mobiloans, and they want me to submit documentation to support my claim. In going through my e-mails I realized that I never received an actual copy of a loan agreement. I called to ask about this and they told me that they have a standard loan agreement (their terms and conditions) you access online. So when I went to do this online, I saw that the terms and conditions were as of 8-23-13, which is conveniently the same date I received an e-mail stating they were no longer able to lend money in NC.

I have sent the letter I copied off one of the threads here to mobiloans revoking ACH and Wage assignments. Letter was sent three times and finally received response stating "The issue you've described in your email may be resolved more efficiently if we can speak with you." Any suggestions what I should do now?

I had a loan with Red Leaf Lending. The loan was for 500.00. I paid back 450.00 of it before I discovered your website. I owe them 50.00. I closed my bank account to stop the withdrawals and also sent them the letter from the forum stating the New Jersey laws etc. I told them if they sent me an address I would send them a money order for 50.00. Today I received a phone call from Efinance (VIP Loan). I found the Cease and Desist letter on the forum, so I emailed that to them right away.

Hi All!!!

A lawyer for Discover Card has sent me a request for service of interrogatories admissions, and request for production of documents. I have several concerns: a) they are asking my SSN as well as last 5 employers and salaries. Do I have to put my SSN there? I believe I can answer "irrelevant" for the employer part. Or is it better to show that I have lost income due to job loss/etc? b) these questions are extremely vague and no supporting documents supplied (they did initially send me a copy of a statement with the summons letter).

i followed all the steps provided in this site in regards to dealing with PDL'S. the only thing i haven't done was close my account. i just took it upon myself to just change banks... but my question is am i entitled to pay off that negative balance at my previous bank. FYI the negative balance is an attempt from the PDL'S. they have stopped though

Does any one know the e mail for mobile loans. On their webs site under contact us it does not show. I have already overpaid them over the principal and would like to e mail them as suggested in this forum. Thanks

You can negotiate your debts directly with creditors and debt collectors. There are sample letters at ADVERTISING LINK REMOVED PER TOS

I have this nightmare of a lender with my silversafe, I think they are out of Canada. My bank ACH says first west coast financial. I have only taken out about $3,640.00 during the time I have been with them. I have paid these people over, and yes, $13000.00 in fees . I added all ACH credits and all ACH debits in my account history. I was in desperation and could not come with the money to pay off the principal. They have been taking out close to $410.00 every two weeks.

I just received an e mail from plain green that they accept a settlement to pay off the remaining balance of my loan of $665.55 in 4 monthly payments after I send them an e mail yesterday as suggested in this forum. One out, 3 others to go. Shall I respond back to them that I would only send them money orders or via prepaid card? As western sky goes, I took a loan for$1000.00, they added a fee of $500 on top of that, have paid them monthly &198.07 for 12 months, the contract is for 24 months.