I live in NC and have 6 internet based PDLs. I am considering a debt consolidation company (Langhorne Debt Solutions) to help me get out of the cycle of debt. I am questioning the legitimacy of this though. I have read that PDLs are illegal in NC. I have already paid more than the principle back in the form of fees for all but 2 of these loans. Should I use a company like Langhorne to try to get back on track or should I just close my account and revoke withdrawal privileges from the loan companies since I have paid my debt and their fees/interest are at least 400%APR?

I was looking up,companys that I owe money to, and this name was on my account.

Hey, I have a brief query. Does anyone else get a small lag using this discussion board every time they login? It normally takes around five seconds or so for me to look at the main webpage. Kind regards Nenebluetty

Does anyone know of addresses for the following PDL companies: Zip19.com Paragon Funding SSM Group, LLC United Cash Loans I need to send them letters telling them they are illegally lending in my state (NC) and request paid in full letters. Thanks!

how do i send an email to marcadis and associates on 5104 south

I have been attempting to make a settlement an account with Target for at least 61/2 hours today and at least 3 hours more in the past few days. It appears Target doesn't know what good faith negotiation are as demonstrated through their stong arm tactics. As far as calling target National Bank forget it, you dial the phone number and you land up with Target Guest services, who connect you to collections. No good faith demonstrated here, or is it they do not know what Good Faith is all about?

My chapter 13 bankruptcy case was dismissed because I was unable to make payments. I just got married, can the creditors go after my spouse for my debt.

Where can I get the texas laws for pdl's? I got a title payday loan and my payments are $750/mth just to renew for another 30 days.. I need help! I need to continue making these outrageous payments or else they will take my car..

INTEGRITY ADVANCE 600/1,424 PARIDISE/INTL EQUITY 300/558 LOAN SHOP 500/900 SOLOMON 300/735 FLOBRIDGE 500/0 ONE CLICK CASH 400/480 UNITED CASH 300/270 JHS 300/360 SURE ADVANCE 400/318 Cash Advance Network 400/360 Omni/Beacon 200/267 Pack Management 300/270 East Side Lenders 500/300 Zip19 440/0 Working mark. Mmg 300/90 Fox 300/90 Payment Direct 200/0 Gov. Emp Credit 400/0 Company-Amount-Amount Paid I'm in Florida

I don't know how to get them to stop calling me at work or cell phone. Is there a letter to advise them to cease from the harrasment. I don't know what I am going to do to get caught up but wish they would quit calling. Thank you.