household bank closed my wifes credit card. They left the interest rate at 28.9 on the cash advance balance. I live in texas and thought there was a maximiuim of 18% if they close account with no agreement. Someone told me it was 9% but am not sure how reliable the source was.

What are these loans considered? A written contract or a promissory note in regards to the SOL?

I live in Minnesota. Mesa Financial 350.00 sold to AIS Services (opened 7/2008) Money and More 350.00 sold to Marauder (opened 10/2008) SSM Group 350.00 sold to National Credit Adjusters (opened 7/2008) Just a few questions. 1. Are any of these illegal/unlicensed? 2. Do they have a legal ability to get money? Ive read MN law, I know they only accept loans licensed in MN under MN law and that if a loan is unlicensed in MN I am under no obligation to pay it back. 1.

Hi According to my credit report there is an amount outstanding in collections. I have no idea whet it is.Could you please let me know what this is about and send me a notice with amount due so I can take care of this matter. Thank you PERSONAL INFORMATION REMOVED PER TOS[EMAIL="mnklewis@cox.net"][/EMAIL]

I gave my credit cards to my friend who used the entire limit and is making the payments irregularly. My CIBIL ratings have gone low and I'm unable to get any time of loan at the moment. I need help to get a personal loan to repay the credit cards and pay he personal loan in EMIs. Kindly advise.

LVNV Funding appears on my credit report with an amount of $6,380 that I supposedly went deliquent on in 7/2005. I have never had any form of debt that came to that amount and have never heard from LVNV Funding about anything involving an account they picked up for collections. I HAVE had my identity stolen three times since 2001 and suspect this has something to do with one of those incidents, but how do I find out (1) what account LVNV is referring to and (2) how to get this off my credit report?

Paid Kenwood Services San Diego borrowed 300.00 Paid 390.00 by walmart money card Elastic 2 Fort Worth Borrowed 300.00 paid 337.50 by blue express money gram Ameriloan 300.00 paid 300.00 deduced from account prior to close. I sent them all letter to close account paid them all before due date, copy of ACH revoke letter, I am hoping we are done! Anyone still hear from any of these after closing account and sending Letter? j from washington state

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CN Outsourcing Services is a telemarketing scam that uses phony US area code numbers to trick US consumers into buying whatever debt settlement scam they are promoting. They use a 646 area code which is obviously deceptive because they are not located in New York they are a telemarketing boiler room in India.

Should we worry EZ Cash could break into our home? They know our address so we are worried. Any suggestons?