if you have payday loans and get a debt consolidation what happens to the checks they become hot checks...right? cant you get a warrant out for your arrest for that?

I just was approved for a capital one card at a good rate, which i'm thrilled about. but the other day i bit the bullet and signed up for an orchard bank card, which has a few fees (annual fee namely) I haven't gotten that card yet, and they say the application is still processing. Could I cancel that? Even if i lose the $19 dollar processing fee, that'd be okay. Or would I still be on the hook for the annual fee? Would it help me to just keep the card, pay the annual fee this year, and use it for small purchases that i easily just pay off each month, such as a cable bill or something?

Hi Nelly, What do you suggest for an car loan of 21,000 when the car is only worth no more than 7000. The payments are 552.00 a month and i cant afford it. my score is 529. what solutions do i have?

Hey, this is Bea2Ls and I cannot log in for the life of me :( it says I am logged in, but I cannot check private messages, I cannot post half the time and I cannot preform any mod jobs. I think I may have posted this (and a few other posts) before but I do not see any of them posted. I miss this board :(

Hi I just recieved a Notice of Claims and trial is set up for July 9. from American Express. Do I have any options? Please help! Thanks,

what is the minimum payment for a pay day loan? Or do you pay back the entire amount at one time?

Help! me and my husband are dying with his 2 personal loans he got 4 years ago! How can we consolidate them? No banks will help!

I am trying to get a charge off removed from my boyfriends account, he recently went to refinance his home and we were informed that we were unable to due to his credit had dropped immensely. He had two charge offs for the same account number showing. What had happened was he had a loan on a truck, the truck was stolen and burned. The insurance company investigated the claim for 6month. After six months they paid off the truck loan, by this time the loan had gone into collection. We were not informed that the loan was being taken over by collections, no late notices were sent in the mail.

I sent a debt validation request letter to a law firm that was trying to collect a nearly $6000 debt from 07... It's been passed around to a bunch of other debt collection agencies before going to them... Anywho... they sent me a copy of the credit card application along with a letter demanding payment in full within 10 days. What are my next steps? What can I do now? Am I just s outta l?

Back in October 2009, I took out a loan from East Side Lenders in the amount of $300 plus the finance fee of $90. From 11/13/09 through 01/22/10, I paid a total of $607.50 through rollovers and pay downs. I have now received a letter from Alliance Asset Management stating that they are collecting on behalf of East Side Lenders. The total amount they claim I owe is $402.50. Do I have to pay them this amount? I thought that if the lender is not licensed, all I owe is the original amount borrowed plus finance fee, which would be $390.