I have received notice from a collection agency in Pelham, Alabama. This is the 4th time I'm getting a notice on a debt of around $16,458. I have been contacted by 3 other collection agencies in the past. I have asked them to validate debt in writing. All I have received till now is name of the original creditor and the date when the account was sold. Nothing else. The debt is likely to fall from the credit report within the next 1 year. What step should I take now? Should I pay off this “alleged” debt? Should I ignore their calls in the next 1 year?


