I had 3 PDL's. I paid one off.
The other two were with CashJar and Ameriloan.
Thankfully I found this site as I was going under and fired off an email to both of them using the template posted here.
Cashjar replied favorably offering to close the account as Paid in Full for 40.00 (400 dollar loan, 3 $120 payments).
The day after I sent the email I started getting phone calls from "Dana Porter, "investigator"". All sorts of threats, 2 hour window to settle it yet she called again 24 hours later.