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stop payment and ACH revocation

anonymous
11 years 9 months ago
I placed a stop payment WEEKS ago for a lender. I was told by the agent the stop pament was succesful and active. I had planned to close the account and had already opened a new account with another bank. I told BOA I had planned to close the account. I left just enough money for the pending items to post and clear. The item posted anyway and everything that was pending incurred an overdraft or NSF fee. I am now almost a thousand dollars in the negative. I have sent the lender an ACH revocation and have tried to talk to BOA about the stop payment posting anyway.

 

Remove Cash Call from Credit Report

mariuswilson@gmail.com
11 years 9 months ago
Has anyone been able to get Cash Call removed from credit report with success? I need some help on how to do it. A step by step process will be preferable.

 

Original Creditor Contact

anonymous
11 years 9 months ago
What are the laws/rules in California regarding the original creditor contacting me at work? They call me from a blocked number at work.

 

Peachtree Law Centers

anonymous
11 years 9 months ago
I am trying to find a phone # to call a debt collections agency called Peachtree Law Canter. Please help.

 

500 Fast Cash Loan

anonymous
11 years 9 months ago
Hi, Sorry if this is posted twice, I think I put it in the wrong place the first time. I got a loan for $150 from 500fastcast. I know it was stupid, but I didn't have a choice at the time. Shortly after I took out the loan a company called Fast Cash Fast started taking $30 ACH debits out of my account, they did this 3 times. I called my bank and told them I had no idea who this fast cash fast person was, so they returned the money to me. I'm lead to believe that Fast Cash Fast got my info from 500 Fast Cash.

 

Why Are The Reps SO RUDE???

anonymous
11 years 9 months ago
I talked with a rep there named Kathy, I attempted to answer her questions when she rudely hung up on me. I called back immediately ... back on the call with Kathy I was told that the call was dropped. (my immediate thoughts are YEAH RIGHT!). She stated that if you are not calling to resolve your debt what are you calling about? I attempted again to relay the messages to my room mate also Kathy became very angry and hung up again. The story ends ... I suppose Kathy has bills to pay also and working on commissions is not an easy thing to do especially in this economy.

 

CashCall or Western Sky?

anonymous
11 years 9 months ago
I am confused who I send letters to - Western Sky or CashCall. The original loan was with Western Sky who sold it to CashCall. Western Sky is not licensed in Florida but CashCall is a licensed Consumer Finance company. I spoke to the Office of Financial Regulation and they state that the loan is unenforceable in Florida due to usury laws. I am writing a letter revoking ACH debits and asking for a refund of overpayments. Iam going to write the following: It has come to my attention that lenders must be licensed in Florida to offer loans to its residents.

 

Zip19 reply

chrisabdella@att.net
11 years 9 months ago
How should I respond. They are illegal in SC, I had used them several times, and paid way more than my last loan on previous loans.. We are in receipt of your email dated June 10, 2013. Please be advised that we have ceased all collection activities and all communication by telephone while this account is under review. If you take a moment to review the attached loan agreement, you will see that Northway Financial Corporation Ltd. is a Financial Institution licensed and regulated in accordance with the European Union (EU) Directives.

 

Tribal Loans Illegal

anonymous
11 years 9 months ago
Great Plains Lending, Spotloan, and 123cashdepot. I live in Kentucky, the Department of Finance told me that these loans are illegal and aren't licensed in my state. I was unable to make any payments to either of them, I get 20 calls a day from them and now they are threating with lawyers. If they are indeed illegal and not licensed, than should I worry or should I consult an attorney???

 

PDL's Ohio

anonymous
11 years 9 months ago
I am closing my bank account and then sending letters to work out debt agreements with the following: ACE Cash Express -- $500 - $165.75 payment twice per month American Web Loan -- $600 - $180 payment twice per month CashNetUSA -- $1000 - $180 payment twice per month CheckNGo -- $500 - $130 payment twice per month Integrity Payday Loan -- $500 - $150 payment twice per month Mobiloans.com -- $1128 - $192 payment twice per month Plain Green -- $1000 - $137.11 payment twice per month Riverbend Cash -- $500 - $150 payment twice per month All were online loans. I live in Ohio.